Market Cap 5.32B
Revenue (ttm) 2.81B
Net Income (ttm) 715.48M
EPS (ttm) N/A
PE Ratio 7.66
Forward PE 7.72
Profit Margin 25.50%
Debt to Equity Ratio 0.08
Volume 1,453,800
Avg Vol 1,273,278
Day's Range N/A - N/A
Shares Out 111.88M
Stochastic %K 85%
Beta 0.90
Analysts Sell
Price Target $53.78

Company Profile

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and ret...

Industry: Banks - Regional
Sector: Financial Services
Phone: 501 978 2265
Website: www.ozk.com
Address:
18000 Cantrell Road, Little Rock, United States
SuperGreenToday
SuperGreenToday Feb. 2 at 5:16 PM
$OZK Share Price: $48.67 Contract Selected: May 15, 2026 $50 Calls Buy Zone: $1.83 – $2.26 Target Zone: $2.93 – $3.58 Potential Upside: 51% ROI Time to Expiration: 101 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
SuperGreenToday
SuperGreenToday Jan. 30 at 4:33 PM
$OZK Share Price: $47.39 Contract Selected: May 15, 2026 $50 Calls Buy Zone: $1.23 – $1.52 Target Zone: $2.07 – $2.53 Potential Upside: 59% ROI Time to Expiration: 104 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Buster1965
Buster1965 Jan. 29 at 7:25 PM
$OZK Price compression holding
0 · Reply
danwithopp
danwithopp Jan. 23 at 4:14 PM
$OZK Another strong quarter and year for OZK, which continues to be undervalued by the market. Back-to-back years of EPS over $6 and guidance for 2026 again over $6, but currently trading under tangible book value! Management is top notch and very investor friendly. They have increased the dividend every quarter for 62 consecutive quarters and shrewdly buy back shares when the stock price is cheap. This has been a long-term hold for me since 2020 and I plan to add if the share price dips much further.
0 · Reply
ZacksResearch
ZacksResearch Jan. 21 at 6:24 PM
Earnings miss = sell pressure. Here’s why Bank $OZK just slipped ⚠️ Q4 earnings missed estimates as higher credit-loss provisions and rising expenses overshadowed otherwise solid revenue, loan, and deposit growth — not the mix bulls want to see. See the full breakdown and what it means next 👉 https://www.zacks.com/stock/news/2820635/bank-ozk-shares-fall-as-q4-earnings-miss-estimates-provisions-rise?cid=sm-stocktwits-2-2820635-teaser-29941&ADID=SYND_STOCKTWITS_TWEET_2_2820635_TEASER_29941
0 · Reply
ZacksResearch
ZacksResearch Jan. 21 at 5:24 PM
$OZK Q4 earnings miss despite revenue beat — shares fell 1.4%. 📉 🔻 Q4 EPS of $1.53 fell short of the $1.56 estimate and dropped 1.9% YoY. 📈 Higher provisions for credit losses and rising expenses weigh on results. 💼 Solid growth in loans and deposits offers a silver lining. See the full analysis here 👉 https://www.zacks.com/stock/news/2820635/bank-ozk-shares-fall-as-q4-earnings-miss-estimates-provisions-rise?cid=sm-stocktwits-2-2820635-body-29940&ADID=SYND_STOCKTWITS_TWEET_2_2820635_BODY_29940
0 · Reply
mikesterz7
mikesterz7 Jan. 21 at 12:26 PM
$OZK Revenue in the final quarter of 2025 was $440.651 million, up 6.8% from $412.39 million in the same quarter of 2024. The revenue beat the consensus estimate of $434.35 million. The full-year net income for the bank was $699.293 million, just below the $700.269 million in 2024. Revenue for the year was $1.727 billion, better than the $1.658 billion in 2024. “Our 2025 net income available to common stockholders of $699.3 million almost equaled our record results of $700.3 million for 2024, and our 2025 EPS of $6.18 was a new record, improving on 2024’s record $6.14,” George Gleason, bank chair and CEO, said in the earnings report posted after the markets closed. “Over the last three years, we have grown assets a cumulative 47% and produced record EPS each year. Our goal for 2026 is to produce another year of record EPS.”
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 11:30 AM
$OZK Q4 '25 Earnings Results & Recap Bank OZK's goal for 2026 is to produce another year of record diluted earnings per common share, building on the record $6.18 achieved in 2025.
0 · Reply
one_more_million
one_more_million Jan. 20 at 10:32 PM
$OZK https://ir.ozk.com/4Q25_Management_Comments
0 · Reply
rsmracks
rsmracks Jan. 18 at 4:49 PM
$SPY $JPM $BAC $KRE $OZK We have major issues everywhere. Debt driven collapse is coming. “It’s a problematic signal that markets are using the liquidity for reasons that are not part of the intention of providing liquidity in the first place,” said Phillip Basil, a director at the consumer advocacy group Better Markets. “That’s the problematic thing about this, [banks] end up using [the funds] for just financial market transactions, instead of allowing it to flow to more productive places.” “If banks are tapping the Federal Reserve’s repurchase agreement operation to cover their losses from poor financial decisions, that could encourage further risky financial behaviors.” https://truthout.org/articles/new-york-federal-reserve-gave-wall-street-over-420-billion-in-the-past-7-months/
2 · Reply
Latest News on OZK
Bank OZK (OZK) Q4 2025 Earnings Call Transcript

Jan 21, 2026, 1:45 PM EST - 13 days ago

Bank OZK (OZK) Q4 2025 Earnings Call Transcript


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Jan 21, 2026, 11:04 AM EST - 13 days ago

Bank OZK: Trading For Less Than 8x Earnings


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Jan 20, 2026, 4:05 PM EST - 14 days ago

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Dec 27, 2025, 11:40 AM EST - 5 weeks ago

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Oct 20, 2025, 10:29 AM EDT - 3 months ago

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Oct 17, 2025, 1:46 PM EDT - 3 months ago

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Oct 16, 2025, 10:26 PM EDT - 3 months ago

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Bank OZK Announces Record Third Quarter 2025 Earnings

Oct 16, 2025, 4:05 PM EDT - 3 months ago

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Oct 10, 2025, 5:02 AM EDT - 4 months ago

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Oct 6, 2025, 10:15 AM EDT - 4 months ago

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Jul 20, 2025, 10:47 AM EDT - 7 months ago

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Jul 18, 2025, 5:51 PM EDT - 7 months ago

Bank OZK (OZK) Q2 2025 Earnings Call Transcript


Bank OZK Announces Record Second Quarter 2025 Earnings

Jul 17, 2025, 4:05 PM EDT - 7 months ago

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Bank OZK: A Diamond Carved By Time And Discipline

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Apr 28, 2025, 7:35 AM EDT - 10 months ago

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Apr 18, 2025, 12:00 AM EDT - 10 months ago

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Apr 17, 2025, 12:06 PM EDT - 10 months ago

Bank OZK (OZK) Q1 2025 Earnings Call Transcript


Bank OZK Announces First Quarter 2025 Earnings

Apr 16, 2025, 4:05 PM EDT - 10 months ago

Bank OZK Announces First Quarter 2025 Earnings


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Mar 19, 2025, 9:05 AM EDT - 11 months ago

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Jan 20, 2025, 11:21 AM EST - 1 year ago

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Jan 17, 2025, 3:16 PM EST - 1 year ago

Bank OZK (OZK) Q4 2024 Earnings Call Transcript


SuperGreenToday
SuperGreenToday Feb. 2 at 5:16 PM
$OZK Share Price: $48.67 Contract Selected: May 15, 2026 $50 Calls Buy Zone: $1.83 – $2.26 Target Zone: $2.93 – $3.58 Potential Upside: 51% ROI Time to Expiration: 101 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
SuperGreenToday
SuperGreenToday Jan. 30 at 4:33 PM
$OZK Share Price: $47.39 Contract Selected: May 15, 2026 $50 Calls Buy Zone: $1.23 – $1.52 Target Zone: $2.07 – $2.53 Potential Upside: 59% ROI Time to Expiration: 104 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Buster1965
Buster1965 Jan. 29 at 7:25 PM
$OZK Price compression holding
0 · Reply
danwithopp
danwithopp Jan. 23 at 4:14 PM
$OZK Another strong quarter and year for OZK, which continues to be undervalued by the market. Back-to-back years of EPS over $6 and guidance for 2026 again over $6, but currently trading under tangible book value! Management is top notch and very investor friendly. They have increased the dividend every quarter for 62 consecutive quarters and shrewdly buy back shares when the stock price is cheap. This has been a long-term hold for me since 2020 and I plan to add if the share price dips much further.
0 · Reply
ZacksResearch
ZacksResearch Jan. 21 at 6:24 PM
Earnings miss = sell pressure. Here’s why Bank $OZK just slipped ⚠️ Q4 earnings missed estimates as higher credit-loss provisions and rising expenses overshadowed otherwise solid revenue, loan, and deposit growth — not the mix bulls want to see. See the full breakdown and what it means next 👉 https://www.zacks.com/stock/news/2820635/bank-ozk-shares-fall-as-q4-earnings-miss-estimates-provisions-rise?cid=sm-stocktwits-2-2820635-teaser-29941&ADID=SYND_STOCKTWITS_TWEET_2_2820635_TEASER_29941
0 · Reply
ZacksResearch
ZacksResearch Jan. 21 at 5:24 PM
$OZK Q4 earnings miss despite revenue beat — shares fell 1.4%. 📉 🔻 Q4 EPS of $1.53 fell short of the $1.56 estimate and dropped 1.9% YoY. 📈 Higher provisions for credit losses and rising expenses weigh on results. 💼 Solid growth in loans and deposits offers a silver lining. See the full analysis here 👉 https://www.zacks.com/stock/news/2820635/bank-ozk-shares-fall-as-q4-earnings-miss-estimates-provisions-rise?cid=sm-stocktwits-2-2820635-body-29940&ADID=SYND_STOCKTWITS_TWEET_2_2820635_BODY_29940
0 · Reply
mikesterz7
mikesterz7 Jan. 21 at 12:26 PM
$OZK Revenue in the final quarter of 2025 was $440.651 million, up 6.8% from $412.39 million in the same quarter of 2024. The revenue beat the consensus estimate of $434.35 million. The full-year net income for the bank was $699.293 million, just below the $700.269 million in 2024. Revenue for the year was $1.727 billion, better than the $1.658 billion in 2024. “Our 2025 net income available to common stockholders of $699.3 million almost equaled our record results of $700.3 million for 2024, and our 2025 EPS of $6.18 was a new record, improving on 2024’s record $6.14,” George Gleason, bank chair and CEO, said in the earnings report posted after the markets closed. “Over the last three years, we have grown assets a cumulative 47% and produced record EPS each year. Our goal for 2026 is to produce another year of record EPS.”
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 11:30 AM
$OZK Q4 '25 Earnings Results & Recap Bank OZK's goal for 2026 is to produce another year of record diluted earnings per common share, building on the record $6.18 achieved in 2025.
0 · Reply
one_more_million
one_more_million Jan. 20 at 10:32 PM
$OZK https://ir.ozk.com/4Q25_Management_Comments
0 · Reply
rsmracks
rsmracks Jan. 18 at 4:49 PM
$SPY $JPM $BAC $KRE $OZK We have major issues everywhere. Debt driven collapse is coming. “It’s a problematic signal that markets are using the liquidity for reasons that are not part of the intention of providing liquidity in the first place,” said Phillip Basil, a director at the consumer advocacy group Better Markets. “That’s the problematic thing about this, [banks] end up using [the funds] for just financial market transactions, instead of allowing it to flow to more productive places.” “If banks are tapping the Federal Reserve’s repurchase agreement operation to cover their losses from poor financial decisions, that could encourage further risky financial behaviors.” https://truthout.org/articles/new-york-federal-reserve-gave-wall-street-over-420-billion-in-the-past-7-months/
2 · Reply
rsmracks
rsmracks Jan. 14 at 2:40 AM
$BAC $HBAN $JPM $KRE $OZK Update to chart. Where’s the circle now? $80 is still my call. Markets will peak in 2026. I’m still executing my plan. Prepare yourselves.
0 · Reply
one_more_million
one_more_million Jan. 6 at 2:41 AM
$OZK 👀https://youtu.be/JFx84rGpNGE%F0%9F%98%B5%E2%80%8D%F0%9F%92%AB
0 · Reply
ElectronEcho
ElectronEcho Dec. 27 at 1:53 PM
$OZK Confidence will depend on whether guidance becomes dependable; competitive differentiation has to emerge in data — discipline in guidance could rebuild trust. From here, results — not promises — will decide direction.
0 · Reply
IncumbentInv
IncumbentInv Dec. 25 at 10:53 AM
$OZK The strategic path forward will be judged on practical milestones, not narrative strength. Cash generation and unit economics need to converge with strategy for the thesis to mature. Aligned incentives and governance can stabilize expectations. Sustainable upside exists, but only alongside disciplined follow‑through.
0 · Reply
data_hog
data_hog Dec. 11 at 3:59 AM
$OZK https://www.youtube.com/watch?v=uDgD-2f-zjs
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 9 at 4:06 PM
$OZK Current Stock Price: $47.07 Contracts to trade: $50 OZK Dec 19 2025 Call Entry: $0.10 Exit: $0.20 ROI: 99% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SuperGreenToday
SuperGreenToday Nov. 14 at 5:58 PM
$OZK Share Price: $44.07 Contract Selected: Feb 20, 2026 $45 Calls Buy Zone: $2.04 – $2.52 Target Zone: $3.60 – $4.40 Potential Upside: 67% ROI Time to Expiration: 97 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Leapyfroggy
Leapyfroggy Nov. 14 at 2:38 PM
0 · Reply
rsmracks
rsmracks Nov. 10 at 1:39 AM
$SPY $JPM $BRK.B $OZK $KRE As of late 2025, the total assets in US money market funds are over $7.5 trillion. The total amount in CDs is not as readily available, as it's dispersed across many banks and institutions, but it represents a significant portion of the savings market. As the short term yields fall closer to 3% This money is going to move. I don’t think it will chase equities. I see some staying parked and barely keeping up with inflation. We will see a percentage move into bonds and fixed income. Then I would suspect some will move into emerging markets/commodities. Real estate, NO! We have a huge amount of cash sitting on the sidelines. Look at the M2 money supply. $22+ trillion In 2007 weeks have $7+ trillion.
0 · Reply
efficiency
efficiency Nov. 8 at 5:23 PM
$OZK Been waiting for this. No net price progress in NINE years. All those hillbilly correspondents, diversifying from ag by buying parcels of commercial real estate. Clueless. And OZK's CRE is 400% of capital.
0 · Reply
Leapyfroggy
Leapyfroggy Nov. 7 at 3:50 PM
$OZK $WFC shorts hitting real good.
1 · Reply