Market Cap 13.02B
Revenue (ttm) 15.26B
Net Income (ttm) 852.00M
EPS (ttm) N/A
PE Ratio 11.28
Forward PE 8.32
Profit Margin 5.58%
Debt to Equity Ratio 1.10
Volume 3,709,000
Avg Vol 3,344,222
Day's Range N/A - N/A
Shares Out 308.05M
Stochastic %K 42%
Beta 1.17
Analysts Strong Sell
Price Target $53.22

Company Profile

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of...

Industry: Credit Services
Sector: Financial Services
Phone: 866 710 4623
Address:
Ally Detroit Center, Floor 10 500 Woodward Avenue, Detroit, United States
PickAlpha
PickAlpha Feb. 2 at 1:09 AM
PickAlpha Weekend View- Carvana’s “Amazon of cars” pitch is still being financed the old-fashioned way: debt + auto loans. Behind the glossy online brand, Carvana is running big weekly wholesale auctions, expanding reconditioning “megasites,” and leaning hard into loan origination/sales (with major buyers like Ally Financial), even as subprime stress and short-seller attacks (Gotham City Research) keep the equity one headline away from volatility. Tickers: $CVNA $ALLY $STLA Our view is this is still a credit-cycle trade disguised as e-commerce: CVNA works as long as (1) funding windows stay open for its loan sales and (2) used-car demand stays firm. The clean trigger: if securitization/whole-loan bid softens or delinquencies force tighter approvals, the equity multiple compresses fast; if funding stays easy and GPU-like “growth at any price” sentiment persists, CVNA can keep scaling capacity into 2026 without the debt becoming a near-term constraint.
0 · Reply
sthl129
sthl129 Jan. 29 at 6:30 PM
$ALLY $CVNA I posted this a few days ago before the short report came out. A little more history for you all.
0 · Reply
G101SPM
G101SPM Jan. 29 at 3:42 PM
#INSIDERS $ALLY Chief Financial Officer bought 11,566 shares at XX worth approximately $499K (transaction date 1/27). $AMTB Director bought 4,816 shares of Class A Common Stock at $20.57 - $21.00 worth approximately $101K (transaction date 1/27). $SQNS 10% owner Daniel Asher bought 12,300 shares at $ 5.1198 worth approximately $63K. $WRB 10% owner Mitsui Sumitomo Insurance bought another 1,028,931 shares at $66.45 - $69.73 worth approximately $69.3 mln pursuant to a Rule 10b5-1 purchase plan (transaction dates 1/26-1/28). $NPWR 10% owner sold 295,220 shares of Class A Common Stock at $2.345 - $2.42 worth approximately $700K (transaction dates 1/26-1/28).
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:54 PM
$ALLY banks arent this volatile. Wall street has twigged on. jp morgan came out cvna
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:41 PM
$ALLY the bears just let it go up then take it back- rinse and repeat till wall street catches on the 50% cvna all ally
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:32 PM
$ALLY drop to 42 at close
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:05 PM
$ALLY writes 50% of cvna business. Bad move and time to pay. Under 30 by Friday
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:44 PM
$ALLY the dirtiest loan book in the industry. cvna’s no 1 underwriter
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:41 PM
$ALLY 10% scalp tomorrow
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:37 PM
$ALLY the delinquent loans after cvna’s day. This is going down
0 · Reply
Latest News on ALLY
Ally Financial Inc. (ALLY) Q4 2025 Earnings Call Transcript

Jan 21, 2026, 11:36 AM EST - 13 days ago

Ally Financial Inc. (ALLY) Q4 2025 Earnings Call Transcript


5 Top Stocks With High 2026 Earnings Growth Targets

Dec 22, 2025, 5:00 AM EST - 6 weeks ago

5 Top Stocks With High 2026 Earnings Growth Targets

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Ally Financial: The Recovery Story Continues To Play Out

Dec 11, 2025, 11:57 PM EST - 7 weeks ago

Ally Financial: The Recovery Story Continues To Play Out


Ally announces share repurchase authorization

Dec 10, 2025, 7:30 AM EST - 7 weeks ago

Ally announces share repurchase authorization


Ally Financial announces board of director appointments

Oct 30, 2025, 9:00 AM EDT - 3 months ago

Ally Financial announces board of director appointments


Ally Financial Inc. (ALLY) Q3 2025 Earnings Call Transcript

Oct 17, 2025, 12:16 PM EDT - 3 months ago

Ally Financial Inc. (ALLY) Q3 2025 Earnings Call Transcript


Ally Financial reports third quarter 2025 financial results

Oct 17, 2025, 7:25 AM EDT - 3 months ago

Ally Financial reports third quarter 2025 financial results


Ally Financial: A Brighter Road Ahead Despite Near-Term Risks

Sep 29, 2025, 7:26 AM EDT - 4 months ago

Ally Financial: A Brighter Road Ahead Despite Near-Term Risks


Ally Bank Earns Fourth Consecutive 'Outstanding' CRA Rating

Aug 18, 2025, 3:00 PM EDT - 6 months ago

Ally Bank Earns Fourth Consecutive 'Outstanding' CRA Rating


Ally Financial rolls out proprietary AI platform enterprise-wide

Jul 23, 2025, 10:00 AM EDT - 6 months ago

Ally Financial rolls out proprietary AI platform enterprise-wide


Ally Financial: Solid Q2 But Capital Concerns Remain

Jul 20, 2025, 10:34 PM EDT - 7 months ago

Ally Financial: Solid Q2 But Capital Concerns Remain


Ally Financial Inc. (ALLY)Q2 2025 Earnings Call Transcript

Jul 18, 2025, 12:24 PM EDT - 7 months ago

Ally Financial Inc. (ALLY)Q2 2025 Earnings Call Transcript


Ally Financial reports second quarter 2025 financial results

Jul 18, 2025, 7:25 AM EDT - 7 months ago

Ally Financial reports second quarter 2025 financial results


Ally Financial: Shares Look Cheap On Easing Cyclical Headwinds

Jun 27, 2025, 2:10 PM EDT - 7 months ago

Ally Financial: Shares Look Cheap On Easing Cyclical Headwinds


Buffett's May DiviDogs Tag Ally As A "Safer" Buy

May 27, 2025, 5:02 PM EDT - 9 months ago

Buffett's May DiviDogs Tag Ally As A "Safer" Buy

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Ally appoints Michelle Goldberg to Board of Directors

May 12, 2025, 3:00 PM EDT - 9 months ago

Ally appoints Michelle Goldberg to Board of Directors


Warren Buffett's April DiviDogs Tag One Buy In 15 'Safer'

Apr 27, 2025, 8:53 AM EDT - 10 months ago

Warren Buffett's April DiviDogs Tag One Buy In 15 'Safer'

BAC C COP CVX DEO DPZ JEF


Ally Financial Inc. (ALLY) Q1 2025 Earnings Call Transcript

Apr 17, 2025, 3:45 PM EDT - 10 months ago

Ally Financial Inc. (ALLY) Q1 2025 Earnings Call Transcript


PickAlpha
PickAlpha Feb. 2 at 1:09 AM
PickAlpha Weekend View- Carvana’s “Amazon of cars” pitch is still being financed the old-fashioned way: debt + auto loans. Behind the glossy online brand, Carvana is running big weekly wholesale auctions, expanding reconditioning “megasites,” and leaning hard into loan origination/sales (with major buyers like Ally Financial), even as subprime stress and short-seller attacks (Gotham City Research) keep the equity one headline away from volatility. Tickers: $CVNA $ALLY $STLA Our view is this is still a credit-cycle trade disguised as e-commerce: CVNA works as long as (1) funding windows stay open for its loan sales and (2) used-car demand stays firm. The clean trigger: if securitization/whole-loan bid softens or delinquencies force tighter approvals, the equity multiple compresses fast; if funding stays easy and GPU-like “growth at any price” sentiment persists, CVNA can keep scaling capacity into 2026 without the debt becoming a near-term constraint.
0 · Reply
sthl129
sthl129 Jan. 29 at 6:30 PM
$ALLY $CVNA I posted this a few days ago before the short report came out. A little more history for you all.
0 · Reply
G101SPM
G101SPM Jan. 29 at 3:42 PM
#INSIDERS $ALLY Chief Financial Officer bought 11,566 shares at XX worth approximately $499K (transaction date 1/27). $AMTB Director bought 4,816 shares of Class A Common Stock at $20.57 - $21.00 worth approximately $101K (transaction date 1/27). $SQNS 10% owner Daniel Asher bought 12,300 shares at $ 5.1198 worth approximately $63K. $WRB 10% owner Mitsui Sumitomo Insurance bought another 1,028,931 shares at $66.45 - $69.73 worth approximately $69.3 mln pursuant to a Rule 10b5-1 purchase plan (transaction dates 1/26-1/28). $NPWR 10% owner sold 295,220 shares of Class A Common Stock at $2.345 - $2.42 worth approximately $700K (transaction dates 1/26-1/28).
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:54 PM
$ALLY banks arent this volatile. Wall street has twigged on. jp morgan came out cvna
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:41 PM
$ALLY the bears just let it go up then take it back- rinse and repeat till wall street catches on the 50% cvna all ally
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:32 PM
$ALLY drop to 42 at close
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 8:05 PM
$ALLY writes 50% of cvna business. Bad move and time to pay. Under 30 by Friday
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:44 PM
$ALLY the dirtiest loan book in the industry. cvna’s no 1 underwriter
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:41 PM
$ALLY 10% scalp tomorrow
0 · Reply
Ruthlies
Ruthlies Jan. 28 at 7:37 PM
$ALLY the delinquent loans after cvna’s day. This is going down
0 · Reply
sthl129
sthl129 Jan. 26 at 5:28 PM
$CVNA $ALLY A little history for you all… Ally Financial was spun off of the failing GMAC, which was General Motors Acceptance Corporation—the in-house finance arm of GM that blew itself up by diving headfirst into subprime mortgages before the 2008 crisis. GMAC survived only through a taxpayer-backed bailout, dumped its failed mortgage unit into bankruptcy, and rebranded as Ally to escape the toxic legacy. Fast forward, and Ally is once again chasing yield by loading up on non-prime and subprime auto loans. A big part of that push is financing high-risk used-car buyers tied to names like Carvana, where inflated car prices and stretched borrowers leave zero margin for error. If the economy cracks and subprime auto defaults spike further (they are already at all time highs) this starts to look uncomfortably like GMAC 2.0—same playbook, different asset class. Tread very carefully if you are bullish on this, it is a ticking time bomb waiting to explode 💣 🤯 💥
1 · Reply
ZacksResearch
ZacksResearch Jan. 22 at 6:05 PM
$ALLY Q4 earnings beat — improving fundamentals are lining up. 🚀 Revenues grew year over year while provisions and expenses declined, and loan and deposit balances also increased — a clean earnings beat with multiple levers moving the right way. See the full breakdown behind the quarter 👉 https://www.zacks.com/stock/news/2821451/ally-q4-earnings-beat-as-revenues-grow-yy-provisions-decline?cid=sm-stocktwits-2-2821451-teaser-30089&ADID=SYND_STOCKTWITS_TWEET_2_2821451_TEASER_30089
1 · Reply
ZacksResearch
ZacksResearch Jan. 22 at 5:05 PM
$ALLY posts a solid Q4 earnings beat — what drove the jump? 🚀 Ally Financial's EPS of $1.09 topped estimates, fueled by a rise in net finance revenues and lower expenses. Loan growth and reduced provisions added to the upside. 📈 See the full earnings breakdown here 👉 https://www.zacks.com/stock/news/2821451/ally-q4-earnings-beat-as-revenues-grow-yy-provisions-decline?cid=sm-stocktwits-2-2821451-body-30090&ADID=SYND_STOCKTWITS_TWEET_2_2821451_BODY_30090
1 · Reply
zdew89
zdew89 Jan. 21 at 7:25 PM
$CVNA $ALLY you've never made a good call here. Facts
0 · Reply
Hooooooold
Hooooooold Jan. 21 at 7:07 PM
$CVNA $ALLY pipe down sally ....youre The oracle of mcd's
0 · Reply
AStrokeOfLuck
AStrokeOfLuck Jan. 21 at 5:02 PM
0 · Reply
_Jameson
_Jameson Jan. 21 at 4:27 PM
$ALLY mid-cap financial grinding higher, accumulation slow, watch credit spreads
0 · Reply
zdew89
zdew89 Jan. 21 at 2:59 PM
$CVNA yall needed $ALLY to implode today. They did fine. Onward and upward
1 · Reply
OpenOutcrier
OpenOutcrier Jan. 21 at 1:59 PM
$ALLY (-3.3% pre) Ally Financial (NYSE:ALLY) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings https://ooc.bz/l/90225
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Catdaddy770
Catdaddy770 Jan. 21 at 1:10 PM
$ALLY so whats the deal? Are 20% car loans actually affordable? These earnings seem to paint a picture that 10% - 20% car loans not a big deal. I will admit i am puzzled. $CVNA
2 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 1:04 PM
$ALLY Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.95 up 265.38% YoY • Reported revenue of $2.12B up 4.79% YoY • Ally's Board of Directors approved another $0.30 per share common dividend for the first quarter of 2026, signaling continued capital allocation plans for Ally Financial.
0 · Reply
Thestocktraderhubzee
Thestocktraderhubzee Jan. 21 at 12:46 PM
$ALLY Ally Financial Q4 Adj. EPS $1.09 Beats $1.03 Estimate, Sales $2.165B Beat $2.143B Estimate
0 · Reply