Market Cap 3.31B
Revenue (ttm) 4.79B
Net Income (ttm) 277.00M
EPS (ttm) N/A
PE Ratio 6.04
Forward PE 8.19
Profit Margin 5.79%
Debt to Equity Ratio 1.14
Volume 1,239,400
Avg Vol 873,020
Day's Range N/A - N/A
Shares Out 45.66M
Stochastic %K 75%
Beta 1.27
Analysts Sell
Price Target $82.40

Company Profile

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for privat...

Industry: Credit Services
Sector: Financial Services
Phone: (614) 729-4000
Address:
3095 Loyalty Circle, Columbus, United States
BillionerOfKing
BillionerOfKing Feb. 3 at 11:08 PM
$BFH Current Stock Price: $75.41 Contracts to trade: $75.0 BFH Feb 20 2026 Call Entry: $2.20 Exit: $2.99 ROI: 36% Hold ~20 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Estimize
Estimize Feb. 2 at 5:01 PM
Wall St is expecting 2.88 EPS for $BFH Q1 [Reporting 04/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
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ZacksResearch
ZacksResearch Feb. 2 at 2:54 PM
$BFH smashed Q4 expectations, outperforming the Zacks Consensus Estimate by 417.5%! 🚀 The earnings surge came on the back of pricing changes and solid revenue growth, up 5.3% from the prior-year level, beating estimates by 3.62%. 📈 Discover the full story behind BFH’s strong performance 👉 https://www.zacks.com/stock/news/2827000/bread-financial-q4-earnings-and-revenues-top-estimates-rise-yy?cid=sm-stocktwits-2-2827000-body-31400&ADID=SYND_STOCKTWITS_TWEET_2_2827000_BODY_31400
0 · Reply
ZacksResearch
ZacksResearch Feb. 2 at 1:54 PM
$BFH just blew the doors off Q4 — is this turnaround for real? 🚀💳 BFH crushed Q4 expectations as pricing gains and lower losses drove a 406% earnings surge, revenue growth, margin expansion, and a higher dividend — that’s a powerful combo showing real operating leverage. See the full earnings breakdown here 👉 https://www.zacks.com/stock/news/2827000/bread-financial-q4-earnings-and-revenues-top-estimates-rise-yy?cid=sm-stocktwits-2-2827000-teaser-31397&ADID=SYND_STOCKTWITS_TWEET_2_2827000_TEASER_31397
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Estimize
Estimize Jan. 29 at 11:22 PM
$BFH reported 2.07 EPS and 975.00 revenue for Q4. http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_content=BFH&utm_me
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StocktwitsEarnings
StocktwitsEarnings Jan. 29 at 11:56 AM
$BFH Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $1.19 up 750.00% YoY • Reported revenue of $975M up 5.41% YoY • Bread Financial anticipates 2026 total revenue and average credit card and other loans growth to be up low single digits from full year 2025. The company expects a 2026 net loss rate in the range of 7.2% to 7.4%.
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 3:15 PM
Is $BFH setting up for an earnings surprise this season? 👀 Q4 earnings may dip year over year even as revenues strengthen — but there are signs pointing to a potential beat when results drop on Jan. 29. Find out what could tip the scales this earnings season 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-teaser-30348&ADID=SYND_STOCKTWITS_TWEET_2_2822775_TEASER_30348
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 2:15 PM
$BFH set for an earnings beat? 🚀 Bread Financial's Earnings ESP of +32.20% and Zacks Rank #2 signal a strong chance for a surprise. Revenue growth of 2.5% YoY and strategic diversification through partner co-brand growth and proprietary cards could drive Q4 results. 📈 Discover the full potential here 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-body-30349&ADID=SYND_STOCKTWITS_TWEET_2_2822775_BODY_30349
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SuperGreenToday
SuperGreenToday Jan. 23 at 5:27 AM
$BFH Share Price: $70.98 Contract Selected: Jun 18, 2026 $70 Calls Buy Zone: $10.03 – $12.39 Target Zone: $17.36 – $21.22 Potential Upside: 63% ROI Time to Expiration: 146 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
testedprofit
testedprofit Jan. 13 at 3:23 PM
$BFH To many shorts on this, Once it does rebound you will see 5-10% in one day. Just alot of fear right now with orange man making promises he wont actually do.
0 · Reply
Latest News on BFH
Bread Financial Provides Performance Update for December 2025

Jan 29, 2026, 6:55 AM EST - 5 days ago

Bread Financial Provides Performance Update for December 2025


Bread Financial Provides Performance Update for November 2025

Dec 10, 2025, 7:30 AM EST - 7 weeks ago

Bread Financial Provides Performance Update for November 2025


Bread Financial Provides Performance Update for October 2025

Nov 13, 2025, 7:30 AM EST - 2 months ago

Bread Financial Provides Performance Update for October 2025


Bread Financial Announces Private Offering of Senior Notes

Oct 28, 2025, 8:02 AM EDT - 3 months ago

Bread Financial Announces Private Offering of Senior Notes


Bread Financial Provides Performance Update for September 2025

Oct 23, 2025, 6:55 AM EDT - 3 months ago

Bread Financial Provides Performance Update for September 2025


Bread Financial Reports Third Quarter 2025 Results

Oct 23, 2025, 6:45 AM EDT - 3 months ago

Bread Financial Reports Third Quarter 2025 Results


Bread Financial: An Opportunity To Buy The Dip

Oct 6, 2025, 9:53 AM EDT - 4 months ago

Bread Financial: An Opportunity To Buy The Dip


Bread Financial Provides Performance Update for August 2025

Sep 9, 2025, 7:00 AM EDT - 5 months ago

Bread Financial Provides Performance Update for August 2025


Is the crashing Adidas share price a buying opportunity?

Aug 18, 2025, 2:18 AM EDT - 6 months ago

Is the crashing Adidas share price a buying opportunity?


Bread Financial Provides Performance Update for July 2025

Aug 15, 2025, 7:30 AM EDT - 6 months ago

Bread Financial Provides Performance Update for July 2025


Bread Financial Provides Performance Update for June 2025

Jul 24, 2025, 6:55 AM EDT - 6 months ago

Bread Financial Provides Performance Update for June 2025


Bread Financial Reports Second Quarter 2025 Results

Jul 24, 2025, 6:50 AM EDT - 6 months ago

Bread Financial Reports Second Quarter 2025 Results


Bread Financial Declares Dividend on Common Stock

Jul 24, 2025, 6:40 AM EDT - 6 months ago

Bread Financial Declares Dividend on Common Stock


Bread Financial Provides Performance Update for May 2025

Jun 11, 2025, 7:00 AM EDT - 8 months ago

Bread Financial Provides Performance Update for May 2025


Bread Financial Provides Performance Update for April 2025

May 13, 2025, 7:00 AM EDT - 9 months ago

Bread Financial Provides Performance Update for April 2025


BillionerOfKing
BillionerOfKing Feb. 3 at 11:08 PM
$BFH Current Stock Price: $75.41 Contracts to trade: $75.0 BFH Feb 20 2026 Call Entry: $2.20 Exit: $2.99 ROI: 36% Hold ~20 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Estimize
Estimize Feb. 2 at 5:01 PM
Wall St is expecting 2.88 EPS for $BFH Q1 [Reporting 04/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
ZacksResearch
ZacksResearch Feb. 2 at 2:54 PM
$BFH smashed Q4 expectations, outperforming the Zacks Consensus Estimate by 417.5%! 🚀 The earnings surge came on the back of pricing changes and solid revenue growth, up 5.3% from the prior-year level, beating estimates by 3.62%. 📈 Discover the full story behind BFH’s strong performance 👉 https://www.zacks.com/stock/news/2827000/bread-financial-q4-earnings-and-revenues-top-estimates-rise-yy?cid=sm-stocktwits-2-2827000-body-31400&ADID=SYND_STOCKTWITS_TWEET_2_2827000_BODY_31400
0 · Reply
ZacksResearch
ZacksResearch Feb. 2 at 1:54 PM
$BFH just blew the doors off Q4 — is this turnaround for real? 🚀💳 BFH crushed Q4 expectations as pricing gains and lower losses drove a 406% earnings surge, revenue growth, margin expansion, and a higher dividend — that’s a powerful combo showing real operating leverage. See the full earnings breakdown here 👉 https://www.zacks.com/stock/news/2827000/bread-financial-q4-earnings-and-revenues-top-estimates-rise-yy?cid=sm-stocktwits-2-2827000-teaser-31397&ADID=SYND_STOCKTWITS_TWEET_2_2827000_TEASER_31397
0 · Reply
Estimize
Estimize Jan. 29 at 11:22 PM
$BFH reported 2.07 EPS and 975.00 revenue for Q4. http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_content=BFH&utm_me
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 29 at 11:56 AM
$BFH Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $1.19 up 750.00% YoY • Reported revenue of $975M up 5.41% YoY • Bread Financial anticipates 2026 total revenue and average credit card and other loans growth to be up low single digits from full year 2025. The company expects a 2026 net loss rate in the range of 7.2% to 7.4%.
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 3:15 PM
Is $BFH setting up for an earnings surprise this season? 👀 Q4 earnings may dip year over year even as revenues strengthen — but there are signs pointing to a potential beat when results drop on Jan. 29. Find out what could tip the scales this earnings season 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-teaser-30348&ADID=SYND_STOCKTWITS_TWEET_2_2822775_TEASER_30348
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 2:15 PM
$BFH set for an earnings beat? 🚀 Bread Financial's Earnings ESP of +32.20% and Zacks Rank #2 signal a strong chance for a surprise. Revenue growth of 2.5% YoY and strategic diversification through partner co-brand growth and proprietary cards could drive Q4 results. 📈 Discover the full potential here 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-body-30349&ADID=SYND_STOCKTWITS_TWEET_2_2822775_BODY_30349
0 · Reply
SuperGreenToday
SuperGreenToday Jan. 23 at 5:27 AM
$BFH Share Price: $70.98 Contract Selected: Jun 18, 2026 $70 Calls Buy Zone: $10.03 – $12.39 Target Zone: $17.36 – $21.22 Potential Upside: 63% ROI Time to Expiration: 146 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
testedprofit
testedprofit Jan. 13 at 3:23 PM
$BFH To many shorts on this, Once it does rebound you will see 5-10% in one day. Just alot of fear right now with orange man making promises he wont actually do.
0 · Reply
TICKERSPARK
TICKERSPARK Jan. 12 at 11:33 PM
Ballot prop for a 10% cap on credit card rates is a policy shock that rewrites margin math and securitization for card lenders. $BFH is in the hot seat. Don't trade blind.
0 · Reply
IN0V8
IN0V8 Jan. 12 at 6:27 PM
$BFH Buy RBC raises target price to $83 from $70
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CFAstockpicker
CFAstockpicker Jan. 12 at 5:02 AM
$SYF $BFH $COF at greatest risk on POTUS threat to cap credit card interest at 10%. However, in a K economy, does he risk triggering a recession if these credit card companies and major banks respond by dropping millions of card holders with low credit ratings? Threat is tricky business, because it could result in closure of between 13%-33% of all credit cards issued in the U.S. https://gemini.google.com/share/0d9572faefc5
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RunnerSignals
RunnerSignals Jan. 9 at 9:46 PM
$APP $ARBE $AVGO $BCAX $BFH rolling with fresh analyst love with robotics, and semis making moves you don't want to blink past! https://stocksrunner.com/news/2026-01-09-stock-upgrades-today
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IN0V8
IN0V8 Jan. 8 at 4:37 PM
$BFH Buy UBS initiates coverage with buy rating and target price $92
0 · Reply
IN0V8
IN0V8 Jan. 5 at 6:00 PM
$BFH 1/2/26 Buy KBW raises target price to $92 from $82
0 · Reply
anachartanalyst
anachartanalyst Jan. 2 at 8:01 PM
$BFH https://anachart.com/wp-content/uploads/ana_temp/1767384082_soc-img.jpg
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 7:48 PM
$BFH near a 52-week high — is this run just getting started or time to pause? 👀 The stock is outperforming its industry, supported by solid credit sales, proactive risk management, strong financial flexibility, prudent capital deployment, and a higher return on capital. Is this a hold-worthy setup at these levels? Full breakdown here 👉 https://www.zacks.com/stock/news/2811407/bfh-outperforms-industry-trades-near-52-week-high-time-to-hold?cid=sm-stocktwits-2-2811407-teaser-27228&ADID=SYND_STOCKTWITS_TWEET_2_2811407_TEASER_27228
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ZacksResearch
ZacksResearch Jan. 2 at 6:48 PM
$BFH up 22.6% in 6 months — what's fueling the rally? 🚀 📈 Trading above 50 & 200-day SMAs 💰 Forward P/E of 7.27X vs. industry’s 32.48X 🔍 34% EPS growth projected for 2025 Discover why Bread Financial might still be a buy 👉 https://www.zacks.com/stock/news/2811407/bfh-outperforms-industry-trades-near-52-week-high-time-to-hold?cid=sm-stocktwits-2-2811407-body-27227&ADID=SYND_STOCKTWITS_TWEET_2_2811407_BODY_27227
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Estimize
Estimize Dec. 29 at 3:09 PM
Wall St is expecting 0.35 EPS for $BFH Q4 [Reporting 01/22 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Estimize
Estimize Dec. 15 at 3:03 PM
Wall St is expecting 0.35 EPS for $BFH Q4 [Reporting 01/22 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
ZacksResearch
ZacksResearch Dec. 11 at 4:27 PM
Rate-cut tailwinds are about to reshuffle fintech — and these mid-caps look primed to move. Lower rates are being linked to stronger innovation and growth setups across names like $EVTC, $ENVA, $LC, $OPFI and $BFH, putting fresh attention on the entire mid-cap fintech lane. Discover why these five could stand out now 👉 https://www.zacks.com/stock/news/2802771/5-mid-cap-financial-technology-stocks-to-buy-on-recent-fed-rate-cut?cid=sm-stocktwits-2-2802771-teaser-24454&ADID=SYND_STOCKTWITS_TWEET_2_2802771_TEASER_24454
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