Usio Inc (USIO) Stock Price, Quote & News

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure

Sector: Technology

Phone: 210 249 4100

Website: usio.com

Address:

3611 Paesanos Parkway, Suite 300, San Antonio, United States

SmartContent Mar. 20 at 3:45 PM

$USIO looks like a quiet fintech sleeper with far more upside than the market gives it credit for. Payments infrastructure, embedded financial services, card issuance, ACH, and recurring transaction flow are the kind of pieces that can scale nicely once volume builds and customer relationships deepen. If management keeps executing and growth starts showing through more clearly, this could shift from overlooked microcap to a much more respected payments story. Not the flashy kind of name the crowd chases first, but those are often the ones that can surprise the hardest when fundamentals tighten up and the market finally catches on. Bullish.

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Benderama8 Mar. 19 at 9:55 PM

$USIO Louis Hoch is a joke of a CEO. NEVER figures out how to make a profit. This stock is going nowhere until that loser quits or gets fired.

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SystemSwindler217 Mar. 19 at 5:41 PM

$USIO $85M 2025 Revenues / 27.3M shares outstanding = $3.11 stockholder equity $ 17.9M / 27.3 M SO = $0.65 Thats the range this stock could reasonably work within. The company is improving, albeit slow. They are heading in the right direction. Buy backs are still on. The industry is still growing. The revenue pop could be a snowball when people start to flip on the payments systems. Will be buying at these prices easily.

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TheHellYouSay Mar. 19 at 4:12 PM

$USIO I have to say that the results were not too good for Q4 2025, despite hints that things were going fine. I have not listened or read the transcript from the conference call, I assume it was full of lofty promises. The payback on this one seems to be a very long arc.

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thinkandpick Mar. 19 at 7:50 AM

$USIO $TNA $RUT $IWM $XLF Fintech stocks. Dirt-cheap $USIO expects another year of revenue growth and positive adj. EBITDA in 2026, facts below: "The Company continues to enjoy a strong, essentially UNLEVERED balance sheet, providing, in our view, more than sufficient resources to effect opportunistic organic and non-organic growth strategies. This is a strong set up for what we believe will be ANOTHER year of BOTH top line AND Adjusted EBITDA growth in 2026." and: "The Company continues to expect STRONG 10 - 12% growth in revenue in 2026, while also anticipating continued POSITIVE Adjusted EBITDA".: https://www.globenewswire.com/news-release/2026/03/18/3258578/0/en/Usio-Announces-Fourth-Quarter-and-Full-Year-Financial-Results.html

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thinkandpick Mar. 19 at 7:36 AM

$USIO $TNA $RUT $IWM $XLF Financial sector. Dirt-cheap $USIO announces growth and positive adj. EBITDA for another year in a row, with significant sequential improvement, facts below: "I am pleased to report another year of positive Adjusted EBITDA and Cash Flow from Operations on SOLID REVENUE GROWTH. and: " In addition, we increased total processing volume to $8.4 billion, up 19% compared to 2024. As anticipated, the second half of the year was MUCH improved from the first half, ESPECIALLY the fourth quarter, where revenue was UP a strong 8% compared to the same quarter of 2024, providing a nice tail wind into fiscal 2026. ": https://www.globenewswire.com/news-release/2026/03/18/3258578/0/en/Usio-Announces-Fourth-Quarter-and-Full-Year-Financial-Results.html

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thinkandpick Mar. 19 at 7:09 AM

$USIO $TNA $RUT $IWM $XLF Financial stocks. Dirt-cheap $USIO used some of its cash in 2025 to buyback its shares, while maintaining a strong balance sheet: ".... to repurchase $1.1 million of our stock over the course of 2025. " and: "The Company continues to enjoy a strong, essentially UNLEVERED balance sheet, providing, in our view, more than sufficient resources to effect opportunistic organic and non-organic growth strategies": https://www.globenewswire.com/news-release/2026/03/18/3258578/0/en/Usio-Announces-Fourth-Quarter-and-Full-Year-Financial-Results.html

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thinkandpick Mar. 19 at 6:58 AM

$USIO Thanks for the facts. USIO's valuation at $1.30 per share is absurdly low compared to publicly traded fintech names and privately held fintech names. So a stock re-rating is a sure thing. But most retail investors are myopic and/or clueless and/or impatient, so they lose a lot of money in the stock market.

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thinkandpick Mar. 19 at 6:56 AM

$USIO Most investors are myopic and/or impatient. This is why they do NOT see the obvious and end up losing money in the stock market.

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Lyn30 Mar. 18 at 10:09 PM

$USIO neutral Bought some after hours . I think I bought at bottom so far. Kept tight stop loss. Around .95.

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Usio Announces Fourth Quarter and Full Year Financial Results

Mar 4, 2026, 9:05 AM EST - 17 days ago

Usio to Host Fourth Quarter and Fiscal Year End 2025 Conference Call to Discuss Results and Provide Company Update on March 18, 2026

Jan 21, 2026, 9:05 AM EST - 2 months ago

Usio Inc. Publishes 2025 Annual Letter to Shareholders

Nov 25, 2025, 9:01 AM EST - 4 months ago

Usio Acquires PostCredit Co

Nov 12, 2025, 4:01 PM EST - 4 months ago

Usio Announces Third Quarter 2025 Financial Results

Nov 4, 2025, 9:05 AM EST - 4 months ago

Usio Reports Record Third Quarter 2025 Processing Volumes

Oct 30, 2025, 9:05 AM EDT - 5 months ago

Usio to Host Third Quarter 2025 Conference Call to Discuss Results and Provide Company Update on November 12, 2025

Aug 19, 2025, 9:00 AM EDT - 7 months ago

Usio Inc. Earns 2025/2026 Great Place To Work Certification™

Aug 6, 2025, 4:01 PM EDT - 8 months ago

Usio Announces Second Quarter 2025 Financial Results

Jul 23, 2025, 9:05 AM EDT - 8 months ago

Usio to Host Second Quarter 2025 Conference Call to Discuss Results and Provide Company Update on August 6, 2025

Jul 10, 2025, 9:05 AM EDT - 9 months ago

Usio Helps Lead Texas Flood Relief Efforts

Jun 30, 2025, 9:00 AM EDT - 9 months ago

Usio Enters into Strategic Partnership with Mortgage Software Leader – Mortgage Automator

May 14, 2025, 4:01 PM EDT - 11 months ago

Usio Announces First Quarter 2025 Financial Results

Apr 23, 2025, 9:03 AM EDT - 11 months ago

Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025

Mar 26, 2025, 5:38 PM EDT - 1 year ago

Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 4:03 PM EDT - 1 year ago

Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share

Mar 26, 2025, 4:01 PM EDT - 1 year ago

Usio Increases and Extends Share Repurchase Program

Mar 12, 2025, 9:00 AM EDT - 1 year ago

Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025

Feb 12, 2025, 9:00 AM EST - 1 year ago

Usio Announces Participation in Upcoming Investor Conferences

Dec 12, 2024, 9:00 AM EST - 1 year ago

Usio Mourns the Loss of Long-Time, Previous Retired, Board Member, Dr. Peter Kirby, PhD

Nov 6, 2024, 4:01 PM EST - 1 year ago

Usio Announces Third Quarter 2024 Financial Results

Oct 17, 2024, 3:43 PM EDT - 1 year ago

CORRECTING AND REPLACING: Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results

Jul 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Host Second Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on August 14, 2024

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite

Jun 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the 2024 Maxim Fintech Virtual Symposium, Presented by Maxim Group LLC on Tuesday, June 25th

May 28, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the MicroCap Rodeo – Spring into Summer Invitational Investor Conference

May 15, 2024, 4:01 PM EDT - 2 years ago

Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 9:00 AM EDT - 2 years ago

Usio to Provide the Integrated Payment Platform for a Leading Web-based ERP ISV with Annual Credit Card Processing Volume Exceeding $1 Billion

May 1, 2024, 9:00 AM EDT - 2 years ago

Usio's Card Issuing Platform Enables MOBILEMONEY'S Innovative Reverse ATM Kiosks to Issue Hundreds of Thousands of Cards at Cashless Venues and Events

Apr 24, 2024, 9:00 AM EDT - 2 years ago

Usio to Host First Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on May 15, 2024

Apr 2, 2024, 9:00 AM EDT - 2 years ago

Usio to Present at LD Micro Invitational XIV

Mar 27, 2024, 4:01 PM EDT - 2 years ago

Usio Announces Record Full Year 2023 Revenues

Mar 14, 2024, 9:00 AM EDT - 2 years ago

Usio to Host Fourth Quarter and Fiscal Year End 2023 Conference Call to Discuss Results and Provide Company Update on March 27, 2024

Mar 12, 2024, 4:01 PM EDT - 2 years ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 9:00 AM EDT - 2 years ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 4, 2024, 9:00 AM EST - 2 years ago

Usio, Inc. to Participate in 36th Annual Roth Conference

Dec 6, 2023, 9:00 AM EST - 2 years ago

Usio Welcomes Payments Veteran Mr. Jerry Uffner as Senior Vice President of Card Issuing Sales

Dec 4, 2023, 9:13 AM EST - 2 years ago

Usio Announces Strategic Partnership with Leading Benefits Administrator, Genius Avenue

Nov 8, 2023, 4:00 PM EST - 2 years ago

Usio Announces Record Third Quarter 2023 Financial Results

Nov 1, 2023, 9:00 AM EDT - 2 years ago

Usio, Inc. Card Issuing Division Launches Its First State-Administered Prepaid Card Program

Oct 23, 2023, 9:00 AM EDT - 2 years ago

Usio to Host Third Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on November 8, 2023

Oct 18, 2023, 9:00 AM EDT - 2 years ago

Usio To Celebrate 25 Year Anniversary with Presentation at Nasdaq Marketsite

Sep 20, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at The LD Micro Main Event XVI

Sep 13, 2023, 7:55 AM EDT - 2 years ago

Usio Chosen by Fitli, Inc – Leading Fitness ISV – as Payments Processor of Choice

Sep 6, 2023, 9:00 AM EDT - 2 years ago

Usio to Participate in the H.C. Wainwright 25th Annual Global Investment Conference

Aug 14, 2023, 4:01 PM EDT - 2 years ago

Usio Announces Record Second Quarter 2023 Financial Results

Aug 10, 2023, 11:31 AM EDT - 2 years ago

Usio Announces New Date for Second Quarter Fiscal 2023 Conference Call

Aug 1, 2023, 4:01 PM EDT - 2 years ago

Usio to Host Second Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on August 15, 2023

May 25, 2023, 9:00 AM EDT - 3 years ago

Usio to Present at LD Micro Invitational XIII

SmartContent Mar. 20 at 3:45 PM

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Benderama8 Mar. 19 at 9:55 PM

$USIO Louis Hoch is a joke of a CEO. NEVER figures out how to make a profit. This stock is going nowhere until that loser quits or gets fired.

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SystemSwindler217 Mar. 19 at 5:41 PM

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TheHellYouSay Mar. 19 at 4:12 PM

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thinkandpick Mar. 19 at 7:50 AM

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thinkandpick Mar. 19 at 7:36 AM

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thinkandpick Mar. 19 at 7:09 AM

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thinkandpick Mar. 19 at 6:58 AM

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thinkandpick Mar. 19 at 6:56 AM

$USIO Most investors are myopic and/or impatient. This is why they do NOT see the obvious and end up losing money in the stock market.

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Lyn30 Mar. 18 at 10:09 PM

$USIO neutral Bought some after hours . I think I bought at bottom so far. Kept tight stop loss. Around .95.

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justme_DC Mar. 18 at 9:56 PM

$USIO I enjoy the dialogue and posts from the few of us that have been around for a while. Lot's of respect. I am one that admittedly has turned bitter. Please forgive my vent. Delusional thinking Louis or their IR actually reads these threads but here it goes on the off chance (or again, the opportunity to vent).... Louis, Your 'working' team may be great. They keep the business running and have added services and value in their own way. But regarding the responsibilities of protecting (let alone increasing) Shareholder value, you (in a Chairman capacity) and your BOD over the last 5 years objectively and ostentatiously FAILED. You have repeatedly hyped and eluded to improvement yet your SP/MC clearly shows otherwise. Step down, change your BOD, and bring in actual experts and Directors that can make a chance. Your words are proven to be hollow.

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Dukenshire Mar. 18 at 9:03 PM

$USIO Guess we will hage to wait until quarter 3 and 4 of 2026. that amusement park crap ruined ther year, or else it would have been pretty good

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pawarner11 Mar. 18 at 8:34 PM

$USIO 30 years in business and the same crap qtr after qtr.

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Lyn30 Mar. 18 at 8:21 PM

$USIO Neutral Need to reshuffle the stock price imo

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DragonsTreasure Mar. 18 at 8:20 PM

$USIO nothing like another disappointing quarter for USIO, 4th miss in a row. On a good note ACH is up significantly last year. PostCredit acquisition was only $500K (all paid in shares), however, it might take more capital to develop it and we might not see revenue from this vertical until 2027. Let's listen to the conference call.

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Dukenshire Mar. 18 at 8:13 PM

$USIO Getting tired of this. Same old thing every quarter

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StocktwitsEarnings Mar. 18 at 8:11 PM

$USIO Q4 '25 Earnings Results & Recap • Reported GAAP EPS of -$0.05 down -350.00% YoY • Reported revenue of $22.24M up 8.19% YoY • Usio expects strong 10-12% revenue growth in 2026 and continued positive Adjusted EBITDA, conditioned upon no appreciable deterioration in economic conditions.

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SystemSwindler217 Mar. 17 at 6:30 PM

$USIO Love cheap shares of an undervalued growth company with real potential. Been buying a lot recently. Will do a youtube video on the earnings report most likely next month.

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justme_DC Mar. 17 at 2:50 PM

$USIO illiquid as crap right now (less than 1000 shares for the day). Could be double edge sword. IF they really do have a phenominal report tomorrow, it could move up really quick. But assuming National Services has been selling in so many small batches because of the illiquidity, they could use that and keep the selling pressure high. Hmmm, let's hope they can move the needle enough for NS to keep the millions of shares they still have. Hopeful, but not holding my breath with this BOD.

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TheHellYouSay Mar. 17 at 1:23 PM

$USIO https://www.forbes.com/sites/jeffkauflin/2026/03/17/why-an-unsustainable-bubble-is-growing-inside-fintech/?cdlcid=5e33389b26f096d31d41b83c This article doesn't pertain 100% to $USIO since it's a much smaller company, but it's interesting that the valuations are so high and highest among those who are still privately held. Like almost everything these days, it's all about how AI will impact things, so reading that PostCredit brings some AI depth of experience into the Usio One product suite is pretty darn exciting. Publicly traded Fintechs may be down, but they're not out. It's Earnings Time again, let's hope it's a good one!

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SmartContent Mar. 17 at 1:19 PM

Cheap Real-World AI & Systems Basket $SLNH Kati 1 is live. Big upside, but dilution risk stays. $USIO Volume is rising. Mar. 18 earnings are the next test. Cheap Real-World AI & Systems Basket BZAI- CRO hired. Mar. 24 earnings are the next proof point. HGBL- FY25 revenue grew 12%. DebtX is the 2026 lever. REKR- Georgia DOT anchors it. Cost cuts are the 2026 test. RR- Cash is strong. Lawsuit overhang still clouds the story. RXT- Cash flow improved. 2026 is an AI-turnaround test.

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SmartContent Mar. 16 at 4:10 PM

$USIO looks better operationally than the stock gives it credit for. The company’s January letter said preliminary 2025 payment volume topped $8.4B, up from $7.1B in 2024, with 60.4M+ transactions and new Q4 records in ACH plus expected records in PINless debit and Card/PayFac volumes. Usio also added PostCredit to push deeper into AI-driven expense management and business banking. The catch is revenue did not fully keep up with volume because of a lost reseller account and lower rates. March 18 earnings is the real tell: if the volume strength starts converting cleaner into revenue and margin, this one gets more interesting.

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Market Cap	33.04M
Revenue (ttm)	82.93M
Net Income (ttm)	3.31M
EPS (ttm)	N/A
PE Ratio	0.00
Forward PE	12.52
Profit Margin	3.99%
Debt to Equity Ratio	0.04

Volume	106,200
Avg Vol	49,410
Day's Range	N/A - N/A
Shares Out	27.31M
Stochastic %K	7%
Beta	1.28
Analysts	Sell
Price Target	$5.12