Market Cap 188.77M
Revenue (ttm) 65.90M
Net Income (ttm) 12.29M
EPS (ttm) N/A
PE Ratio 14.99
Forward PE N/A
Profit Margin 18.65%
Debt to Equity Ratio 0.07
Volume 32,326
Avg Vol 41,912
Day's Range N/A - N/A
Shares Out 17.58M
Stochastic %K 83%
Beta 0.35
Analysts Strong Buy
Price Target N/A

Company Profile

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides lending products, such as real estate, real estate construction, commercial and industrial, agr...

Industry: Banks - Regional
Sector: Financial Services
Phone: 888 683 6030
Address:
2126 Inyo Street, Fresno, United States
BillionerOfKing
BillionerOfKing Feb. 2 at 9:53 AM
$UBFO Current Price: $10.74 Change: $0.10 (0.94%) Previous Close: $10.64 Open: $10.62 Day Range: $10.55 - $10.78 52W Range: $7.32 - $11.05 Volume: 40,175 Avg Volume: 36,877 Market Cap: $188.83M --- OPTION ANALYSIS --- Expiry: Feb 20 2026 Suggested: $10.0 CALL Hold Period: ~28 days Target ROI: 44% Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 29 at 6:00 AM
$UBFO Q4 earnings jump β€” margins doing the heavy lifting. πŸ’° United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 28 at 5:43 PM
$UBFO Q4 earnings jump β€” margins doing the heavy lifting. πŸ’° United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 28 at 4:43 PM
$UBFO: Earnings up, stock down β€” what gives? πŸ€” Q4 EPS soared 35.7% YoY, driven by lower credit loss provisions and reduced funding costs. Yet, shares declined 1.6% since the earnings report, trailing the S&P 500's rise πŸ“‰. Find out why the market's cautious despite strong growth πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-body-30730&ADID=SYND_STOCKTWITS_TWEET_2_2824647_BODY_30730
0 Β· Reply
ElGrecoEquity
ElGrecoEquity Dec. 25 at 11:52 AM
$UBFO A transition phase is underway where operating consistency matters more than rapid expansion. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. Overall, the trajectory is less about vision and more about proving the operating model works.
0 Β· Reply
SuperGreenToday
SuperGreenToday Dec. 19 at 9:28 PM
$UBFO Share Price: $10.35 Contract Selected: Apr 17, 2026 $2.5 Calls Buy Zone: $4.67 – $5.78 Target Zone: $8.21 – $10.03 Potential Upside: 66% ROI Time to Expiration: 118 Days | Updates via https://fxcapta.com/stockinfo/
0 Β· Reply
KnightWishers
KnightWishers Dec. 17 at 1:48 PM
$UBFO πŸ™πŸ½
0 Β· Reply
OpenOutcrier
OpenOutcrier Dec. 17 at 1:46 PM
$CWBC $UBFO Community West Bancshares to acquire United Security Bancshares for $192 million - SI https://ooc.bz/l/87741
0 Β· Reply
ZacksResearch
ZacksResearch Oct. 23 at 5:00 AM
$UBFO posts solid Q3 growth β€” but what’s driving the gains? πŸ’° Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
0 Β· Reply
ZacksResearch
ZacksResearch Oct. 22 at 3:04 PM
$UBFO posts solid Q3 growth β€” but what’s driving the gains? πŸ’° Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
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Latest News on UBFO
United Security Bancshares Reports Fourth Quarter 2025 Earnings

Jan 22, 2026, 4:00 PM EST - 13 days ago

United Security Bancshares Reports Fourth Quarter 2025 Earnings


United Security Bancshares Declares Quarterly Cash Dividend

Dec 17, 2025, 5:00 PM EST - 7 weeks ago

United Security Bancshares Declares Quarterly Cash Dividend


United Security Bancshares Reports Second Quarter 2025 Earnings

Oct 16, 2025, 4:00 PM EDT - 3 months ago

United Security Bancshares Reports Second Quarter 2025 Earnings


United Security Bancshares Appoints Jay Gill as Vice Chairman

Apr 28, 2025, 4:30 PM EDT - 10 months ago

United Security Bancshares Appoints Jay Gill as Vice Chairman


United Security Bancshares Reports First Quarter 2025 Earnings

Apr 17, 2025, 5:00 PM EDT - 10 months ago

United Security Bancshares Reports First Quarter 2025 Earnings


United Security Bancshares Reports Second Quarter 2023 Earnings

Jul 25, 2023, 4:00 PM EDT - 2 years ago

United Security Bancshares Reports Second Quarter 2023 Earnings


United Security Bancshares Increases Quarterly Cash Dividend

Jun 28, 2023, 4:00 PM EDT - 2 years ago

United Security Bancshares Increases Quarterly Cash Dividend


Earnings Of United Security Bancshares Set To Decline

Sep 23, 2019, 11:21 AM EDT - 6 years ago

Earnings Of United Security Bancshares Set To Decline


BillionerOfKing
BillionerOfKing Feb. 2 at 9:53 AM
$UBFO Current Price: $10.74 Change: $0.10 (0.94%) Previous Close: $10.64 Open: $10.62 Day Range: $10.55 - $10.78 52W Range: $7.32 - $11.05 Volume: 40,175 Avg Volume: 36,877 Market Cap: $188.83M --- OPTION ANALYSIS --- Expiry: Feb 20 2026 Suggested: $10.0 CALL Hold Period: ~28 days Target ROI: 44% Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 29 at 6:00 AM
$UBFO Q4 earnings jump β€” margins doing the heavy lifting. πŸ’° United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 28 at 5:43 PM
$UBFO Q4 earnings jump β€” margins doing the heavy lifting. πŸ’° United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 Β· Reply
ZacksResearch
ZacksResearch Jan. 28 at 4:43 PM
$UBFO: Earnings up, stock down β€” what gives? πŸ€” Q4 EPS soared 35.7% YoY, driven by lower credit loss provisions and reduced funding costs. Yet, shares declined 1.6% since the earnings report, trailing the S&P 500's rise πŸ“‰. Find out why the market's cautious despite strong growth πŸ‘‰ https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-body-30730&ADID=SYND_STOCKTWITS_TWEET_2_2824647_BODY_30730
0 Β· Reply
ElGrecoEquity
ElGrecoEquity Dec. 25 at 11:52 AM
$UBFO A transition phase is underway where operating consistency matters more than rapid expansion. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. Overall, the trajectory is less about vision and more about proving the operating model works.
0 Β· Reply
SuperGreenToday
SuperGreenToday Dec. 19 at 9:28 PM
$UBFO Share Price: $10.35 Contract Selected: Apr 17, 2026 $2.5 Calls Buy Zone: $4.67 – $5.78 Target Zone: $8.21 – $10.03 Potential Upside: 66% ROI Time to Expiration: 118 Days | Updates via https://fxcapta.com/stockinfo/
0 Β· Reply
KnightWishers
KnightWishers Dec. 17 at 1:48 PM
$UBFO πŸ™πŸ½
0 Β· Reply
OpenOutcrier
OpenOutcrier Dec. 17 at 1:46 PM
$CWBC $UBFO Community West Bancshares to acquire United Security Bancshares for $192 million - SI https://ooc.bz/l/87741
0 Β· Reply
ZacksResearch
ZacksResearch Oct. 23 at 5:00 AM
$UBFO posts solid Q3 growth β€” but what’s driving the gains? πŸ’° Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
0 Β· Reply
ZacksResearch
ZacksResearch Oct. 22 at 3:04 PM
$UBFO posts solid Q3 growth β€” but what’s driving the gains? πŸ’° Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
0 Β· Reply
ZacksResearch
ZacksResearch Oct. 22 at 2:04 PM
$UBFO gaining ground post-earnings – what's behind the rise? πŸ“ˆ EPS up to 23 cents, with net interest income boosted by a 5.1% rise compared to Q3 2024, thanks to lower interest expenses. Strong net interest margin improvement is a highlight. Discover more on $UBFO's performance and outlook πŸ‘‰ https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-body-17056&ADID=SYND_STOCKTWITS_TWEET_2_2774255_BODY_17056
0 Β· Reply
BillionerOfKing
BillionerOfKing Oct. 14 at 1:03 PM
$UBFO Current Stock Price: $8.70 Contracts to trade: $10 UBFO Oct 17 2025 Call Entry: $0.19 Exit: $0.35 ROI: 85% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 Β· Reply
BillionerOfKing
BillionerOfKing Oct. 8 at 5:37 PM
$UBFO Current Stock Price: $9.11 Contracts to trade: $10 UBFO Oct 17 2025 Call Entry: $0.19 Exit: $0.26 ROI: 39% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 Β· Reply
NVDAMillionaire
NVDAMillionaire Sep. 5 at 10:03 PM
$UBFO Brilliant piece that captures UBFO's situation perfectly. So if you want to update your understanding of UBFO or get to know UBFO better, this is essential reading. https://beyondspx.com/quote/UBFO/united-security-bancshares-local-strength-shifting-tides-nasdaq-ubfo#analysis
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ZacksResearch
ZacksResearch Sep. 5 at 4:10 PM
First Wall Street coverage on $UBFO β€” but it’s only Neutral πŸ‘€ Zacks points to strong dividends and credit quality, but flags earnings volatility and rising costs as key concerns. Full bull/bear breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2747660/zacks-initiates-coverage-of-ubfo-with-neutral-recommendation?cid=sm-stocktwits-2-2747660-teaser-11148&ADID=SYND_STOCKTWITS_TWEET_2_2747660_TEASER_11148
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ZacksResearch
ZacksResearch Sep. 5 at 3:10 PM
Is $UBFO a stable bet or a risk in disguise? πŸ€” Zacks just initiated coverage with a Neutral stance: strong capital and credit quality vs. rising costs and earnings volatility. Net income nearly halved in Q2 2025, and non-interest income dropped 50% πŸ“‰. Discover the full analysis of United Security Bancshares here πŸ‘‰ https://www.zacks.com/stock/news/2747660/zacks-initiates-coverage-of-ubfo-with-neutral-recommendation?cid=sm-stocktwits-2-2747660-body-11146&ADID=SYND_STOCKTWITS_TWEET_2_2747660_BODY_11146
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stockstelegraph
stockstelegraph Aug. 8 at 11:26 AM
🚨 Insider Moves – Recap 🚨 Big names making big statements with their wallets πŸ‘‡ πŸ’° $BWIN CFO Hale Bradford buys 10K shares @ $28.72 – $287K bet πŸ’° $UBFO Director Gill Jagroop scoops 55,814 shares – $465K πŸ’° $MKZR execs keep loading up – multiple buys around $4.64 πŸ“‰ $UWMC CEO Mat Ishbia sells 400K shares – $1.84M off the table πŸ“‰ $BCC EVP sells 2,033 shares @ $83.10 – $169K cash-out Insider buying can signal confidence. Selling? Sometimes just profit-taking… sometimes not. #Stocks #InsiderTrading #MarketMoves
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NVDAMillionaire
NVDAMillionaire Mar. 25 at 4:24 AM
$UBFO Digging the local bank vibes from UBFO. Central Valley roots, solid loan mix. Community banking done right. Might add some shares for steady growth potential. Watching closely. well-written article: https://beyondspx.com/article/united-security-bancshares-ubfo-a-resilient-community-bank-navigating-evolving-challenges
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NVDAMillionaire
NVDAMillionaire Dec. 11 at 11:14 AM
$UBFO United Security Bancshares (UBFO): A Resilient Community Bank Navigating Challenges and Opportunities https://beyondspx.com/article/united-security-bancshares-ubfo-a-resilient-community-bank-navigating-challenges-and-opportunities
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PenkeTrading
PenkeTrading Nov. 13 at 9:04 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of United Security Bancshares. Is that bullish or bearish? $UBFO #RsiOverbought #NASDAQ
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