Market Cap 963.57M
Revenue (ttm) 1.18B
Net Income (ttm) 30.90M
EPS (ttm) N/A
PE Ratio 19.02
Forward PE 24.03
Profit Margin 2.63%
Debt to Equity Ratio 0.53
Volume 209,400
Avg Vol 277,612
Day's Range N/A - N/A
Shares Out 15.51M
Stochastic %K 15%
Beta 2.70
Analysts Sell
Price Target $111.60

Company Profile

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products. It operates a direct-to-consumer model; and serves customers primarily through mobile applications and its website. The company's direct distribution channels also cover digital media, independent agents, and referrals, as well as distribution partners. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

Industry: Insurance - Property & Casualty
Sector: Financial Services
Phone: 866 980 9431
Address:
80 E. Rich Street, Suite 500, Columbus, United States
FathomBlack
FathomBlack Feb. 4 at 2:55 AM
$ROOT I started buying Root back in 2021 between $1.50 down to $1.20 PRE 18/1 reverse split. Through the Black Rock funding and the Carvana partnership. Bought after the reverse split all the way down around $3.00. It was well below cash value and just seemed like as soon as it hit profitability it would run. Sold all my shares around $51.00 and missed the biggest part of the run up, but I thought that was a fair price at the time. If this get back down around my prior sales price, I’m gonna have to get back in for old time sakes. $650 mill in cash and profitable is hard to beat with a market cap below 1 bill.
0 · Reply
DonCornelious82
DonCornelious82 Feb. 4 at 1:38 AM
$ROOT Another direct challenge to you Tooties. None of you have ever succeeded countering any of my other challenges but what the hell, here goes. This teeny microcap, one of hundreds of auto insurers, has the naive, rookie, plan to try to operate in 50 states. Kevin claimed they would be in 50 by NOW! Flo, the green lizard, State Farm, and the other biggies spend billions to constantly stay in the public eye so they can snag a policy when we ALL dump our insurance every few terms because of the now standard bait and switch price jacking game. So how the fuck is tiny ROOT going to mass market a RETAIL product nationally and CONSTANTLY, not just during this little meme stock 15 minutes of fame? I say they can't and that's why PIFs will go flat and drop. And don't say "our partners, 20,000 agents," etc. are going to market it thru word of mouth. What say you TOOTS? Explain.
0 · Reply
Fight_the_AI_Machine
Fight_the_AI_Machine Feb. 4 at 1:35 AM
$ROOT $WBD $CVNA Suggested Buyout Offer Range for ROOT Based on this DCF-ish valuation + typical premium: ✅ Likely Acceptable to Shareholders ~$170 to $230+ per share This range: ✅ Reflects free cash flow value + net cash ✅ Includes a meaningful takeover premium ✅ Reflects that analysts see higher fair value (~$121.6)  ✅ Improves odds of institutional shareholder support A $170$190 offer might be considered reasonable; a $200+ offer would be compelling without looking like overpayment given the strong growth trajectory and net cash. Offers below ~$150$160 are less likely to gain broad support.
0 · Reply
DonCornelious82
DonCornelious82 Feb. 4 at 1:14 AM
$ROOT Exactly . Plus every major auto insurance company offers the same spyware based discount pricing, yet this board seems to think this is the only company with a legit claim to "insure tech". Same story as CVNA. Claim "we have a secret algorithm" and meme kids believe it and throw money at it. Actuarial math has been perfected for over a hundred years and can be done with a slide rule within a hundredth of a percent accuracy of any competition. This is not some high margin industry that Timmy can outthink, out tech, or out price the big boys. The fact is this is a basic, stodgy, commodity like business. It's cruel world Tooties and competition is a bitch. Perhaps Timm can make business competition "fair" like he is making insurance "fair". Maybe Gretta should be the ROOT spokes babe, like Flo is for Progressive? Don't we have a "right" to "fairness"?
1 · Reply
Fight_the_AI_Machine
Fight_the_AI_Machine Feb. 4 at 1:00 AM
$NVDA $ROOT is where you need to move to next. Take profits and double within 3 weeks Root is 🆓💰💯 buy a $TSLA in March with ROOT gains soon
0 · Reply
DonCornelious82
DonCornelious82 Feb. 3 at 11:34 PM
$ROOT @Briguy1 I predicted 40 by Thanksgiving. The Tooties all called me "hater", and messaged each other to "ban, block, report, cancel, and dispatch" me. At the same time Kevin endlessly predicted $2,074! and all his Tootie minions gloriously upvoted and encouraged him. We were both way off, but who was closer board? Perhaps one of your actuarial genius' can crunch the numbers? Or do we need Tim's best in class, disruptive, newfangled, non-legacy like, proprietary algorithm (now run by ai) to do the "ciphering"? It can calculate "gozintas".
1 · Reply
DonCornelious82
DonCornelious82 Feb. 3 at 11:17 PM
$ROOT Marge, Take a letter to Todd Combs at Geico. "Todd, There is some clown on a stock site that posts this hundreds of times "Buying ROOT today is like buying PGR in 1980 at 5 cents, except ROOT will grow exponentially faster due to AI, automation & the internet." I have an idea I want you to implement over there. He's probably a nutjob, but let's start using computers. Throw a billion at it just in case this internet thing isn't a fad. That's still only 1% of your assets, so no biggie. And while your at it throw a billion at this "ai" thing. Let's just stomp this bug to reduce the chatter. Yours Truly, Warren"
0 · Reply
Briguy1
Briguy1 Feb. 3 at 8:24 PM
$ROOT i think this Q you need to see credible +PIF and CAC stay stable with that growth - you need to beat on top and bottom AND you need clarity on Hyundai Secure+ and possibly Carvana + other partnerships?- a few thousand more PIF with muted earnings will not cut it - options suggest a 20% swing one way or the other
1 · Reply
ready_tom007
ready_tom007 Feb. 3 at 7:01 PM
$ROOT Absolute hell. Have a good one and hang in there. Keep the news coming—clearly, someone has been bashing it for the last 9 months :-) https://finance.yahoo.com/news/3-russell-2000-stocks-warning-043118796.html
2 · Reply
norpenny22
norpenny22 Feb. 3 at 6:45 PM
$ROOT 23 more days til earnings.
1 · Reply
Latest News on ROOT
Root, Inc. to Participate in the 28th Annual ICR Conference

Jan 5, 2026, 4:30 PM EST - 4 weeks ago

Root, Inc. to Participate in the 28th Annual ICR Conference


Roots Corporation (ROOT:CA) Q3 2026 Earnings Call Transcript

Dec 10, 2025, 10:12 AM EST - 7 weeks ago

Roots Corporation (ROOT:CA) Q3 2026 Earnings Call Transcript


Root, Inc. to Participate in Citi's 2025 Insurance Access Day

Dec 3, 2025, 4:30 PM EST - 2 months ago

Root, Inc. to Participate in Citi's 2025 Insurance Access Day


Root, Inc. (ROOT) Q3 2025 Earnings Call Transcript

Nov 6, 2025, 2:11 AM EST - 3 months ago

Root, Inc. (ROOT) Q3 2025 Earnings Call Transcript


Root's Quiet Revolution

Oct 23, 2025, 10:30 AM EDT - 3 months ago

Root's Quiet Revolution


Root: At An Inflection Point Driven By Superior AI

Sep 30, 2025, 8:25 AM EDT - 4 months ago

Root: At An Inflection Point Driven By Superior AI


Roots Corporation (ROOT:CA) Q2 2025 Earnings Call Transcript

Sep 10, 2025, 10:55 AM EDT - 5 months ago

Roots Corporation (ROOT:CA) Q2 2025 Earnings Call Transcript


Root: A Very Undervalued Stock In A Great Industry

Sep 2, 2025, 10:02 PM EDT - 5 months ago

Root: A Very Undervalued Stock In A Great Industry


Root, Inc. to Participate in Upcoming Investor Conferences

Aug 14, 2025, 4:30 PM EDT - 6 months ago

Root, Inc. to Participate in Upcoming Investor Conferences


Root: Growth Is Getting Expensive

Aug 12, 2025, 2:29 AM EDT - 6 months ago

Root: Growth Is Getting Expensive


Root, Inc. (ROOT) Q2 2025 Earnings Call Transcript

Aug 7, 2025, 2:45 AM EDT - 6 months ago

Root, Inc. (ROOT) Q2 2025 Earnings Call Transcript


Root, Inc. Announces 2025 Second Quarter Results

Aug 6, 2025, 4:15 PM EDT - 6 months ago

Root, Inc. Announces 2025 Second Quarter Results


Root: Not Close To Undervalued

May 12, 2025, 2:23 AM EDT - 9 months ago

Root: Not Close To Undervalued


Root, Inc. (ROOT) Q1 2025 Earnings Call Transcript

May 7, 2025, 8:33 PM EDT - 9 months ago

Root, Inc. (ROOT) Q1 2025 Earnings Call Transcript


Roots Reports Fourth Quarter and Fiscal 2024 Results

Apr 9, 2025, 6:59 AM EDT - 10 months ago

Roots Reports Fourth Quarter and Fiscal 2024 Results


Top 2 Financial Stocks That May Fall Off A Cliff In March

Mar 24, 2025, 9:22 AM EDT - 11 months ago

Top 2 Financial Stocks That May Fall Off A Cliff In March

GHLD


Root: Loving The Profits, But It's Fair Value Territory

Feb 28, 2025, 9:51 AM EST - 1 year ago

Root: Loving The Profits, But It's Fair Value Territory


Root, Inc. (ROOT) Q4 2024 Earnings Call Transcript

Feb 26, 2025, 7:00 PM EST - 1 year ago

Root, Inc. (ROOT) Q4 2024 Earnings Call Transcript


Why Shares Of Insurance Company Root Are Soaring Wednesday

Feb 26, 2025, 5:43 PM EST - 1 year ago

Why Shares Of Insurance Company Root Are Soaring Wednesday


Root, Inc. Q4 2024 Earnings Preview

Feb 18, 2025, 9:00 AM EST - 1 year ago

Root, Inc. Q4 2024 Earnings Preview


Root Inc.: A Turn Around That Still Has Upside

Jan 9, 2025, 11:31 AM EST - 1 year ago

Root Inc.: A Turn Around That Still Has Upside


Root, Inc. to Participate in the 27th Annual ICR Conference

Jan 8, 2025, 4:05 PM EST - 1 year ago

Root, Inc. to Participate in the 27th Annual ICR Conference


Best-Performing Stocks Of 2024

Jan 2, 2025, 11:46 PM EST - 1 year ago

Best-Performing Stocks Of 2024

APP BYRN CADL DAVE INOD JANX LUNR


Insurance Industry Trends Shown Through LMND & ROOT

Nov 1, 2024, 4:41 PM EDT - 1 year ago

Insurance Industry Trends Shown Through LMND & ROOT

LMND


Root, Inc. Has Entered The World Of Profits (Rating Upgrade)

Nov 1, 2024, 9:55 AM EDT - 1 year ago

Root, Inc. Has Entered The World Of Profits (Rating Upgrade)


Root stock spikes 150%: here's what investors need to know

Oct 31, 2024, 3:15 PM EDT - 1 year ago

Root stock spikes 150%: here's what investors need to know


Root, Inc. (ROOT) Q3 2024 Earnings Call Transcript

Oct 30, 2024, 8:59 PM EDT - 1 year ago

Root, Inc. (ROOT) Q3 2024 Earnings Call Transcript


Root, Inc. Announces 2024 Third Quarter Results

Oct 30, 2024, 4:15 PM EDT - 1 year ago

Root, Inc. Announces 2024 Third Quarter Results


Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable

Oct 24, 2024, 3:40 PM EDT - 1 year ago

Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable


Root, Inc. (ROOT) Q2 2024 Earnings Call Transcript

Aug 7, 2024, 7:42 PM EDT - 1 year ago

Root, Inc. (ROOT) Q2 2024 Earnings Call Transcript


Root, Inc. Announces 2024 Second Quarter Results

Aug 7, 2024, 4:15 PM EDT - 1 year ago

Root, Inc. Announces 2024 Second Quarter Results


FathomBlack
FathomBlack Feb. 4 at 2:55 AM
$ROOT I started buying Root back in 2021 between $1.50 down to $1.20 PRE 18/1 reverse split. Through the Black Rock funding and the Carvana partnership. Bought after the reverse split all the way down around $3.00. It was well below cash value and just seemed like as soon as it hit profitability it would run. Sold all my shares around $51.00 and missed the biggest part of the run up, but I thought that was a fair price at the time. If this get back down around my prior sales price, I’m gonna have to get back in for old time sakes. $650 mill in cash and profitable is hard to beat with a market cap below 1 bill.
0 · Reply
DonCornelious82
DonCornelious82 Feb. 4 at 1:38 AM
$ROOT Another direct challenge to you Tooties. None of you have ever succeeded countering any of my other challenges but what the hell, here goes. This teeny microcap, one of hundreds of auto insurers, has the naive, rookie, plan to try to operate in 50 states. Kevin claimed they would be in 50 by NOW! Flo, the green lizard, State Farm, and the other biggies spend billions to constantly stay in the public eye so they can snag a policy when we ALL dump our insurance every few terms because of the now standard bait and switch price jacking game. So how the fuck is tiny ROOT going to mass market a RETAIL product nationally and CONSTANTLY, not just during this little meme stock 15 minutes of fame? I say they can't and that's why PIFs will go flat and drop. And don't say "our partners, 20,000 agents," etc. are going to market it thru word of mouth. What say you TOOTS? Explain.
0 · Reply
Fight_the_AI_Machine
Fight_the_AI_Machine Feb. 4 at 1:35 AM
$ROOT $WBD $CVNA Suggested Buyout Offer Range for ROOT Based on this DCF-ish valuation + typical premium: ✅ Likely Acceptable to Shareholders ~$170 to $230+ per share This range: ✅ Reflects free cash flow value + net cash ✅ Includes a meaningful takeover premium ✅ Reflects that analysts see higher fair value (~$121.6)  ✅ Improves odds of institutional shareholder support A $170$190 offer might be considered reasonable; a $200+ offer would be compelling without looking like overpayment given the strong growth trajectory and net cash. Offers below ~$150$160 are less likely to gain broad support.
0 · Reply
DonCornelious82
DonCornelious82 Feb. 4 at 1:14 AM
$ROOT Exactly . Plus every major auto insurance company offers the same spyware based discount pricing, yet this board seems to think this is the only company with a legit claim to "insure tech". Same story as CVNA. Claim "we have a secret algorithm" and meme kids believe it and throw money at it. Actuarial math has been perfected for over a hundred years and can be done with a slide rule within a hundredth of a percent accuracy of any competition. This is not some high margin industry that Timmy can outthink, out tech, or out price the big boys. The fact is this is a basic, stodgy, commodity like business. It's cruel world Tooties and competition is a bitch. Perhaps Timm can make business competition "fair" like he is making insurance "fair". Maybe Gretta should be the ROOT spokes babe, like Flo is for Progressive? Don't we have a "right" to "fairness"?
1 · Reply
Fight_the_AI_Machine
Fight_the_AI_Machine Feb. 4 at 1:00 AM
$NVDA $ROOT is where you need to move to next. Take profits and double within 3 weeks Root is 🆓💰💯 buy a $TSLA in March with ROOT gains soon
0 · Reply
DonCornelious82
DonCornelious82 Feb. 3 at 11:34 PM
$ROOT @Briguy1 I predicted 40 by Thanksgiving. The Tooties all called me "hater", and messaged each other to "ban, block, report, cancel, and dispatch" me. At the same time Kevin endlessly predicted $2,074! and all his Tootie minions gloriously upvoted and encouraged him. We were both way off, but who was closer board? Perhaps one of your actuarial genius' can crunch the numbers? Or do we need Tim's best in class, disruptive, newfangled, non-legacy like, proprietary algorithm (now run by ai) to do the "ciphering"? It can calculate "gozintas".
1 · Reply
DonCornelious82
DonCornelious82 Feb. 3 at 11:17 PM
$ROOT Marge, Take a letter to Todd Combs at Geico. "Todd, There is some clown on a stock site that posts this hundreds of times "Buying ROOT today is like buying PGR in 1980 at 5 cents, except ROOT will grow exponentially faster due to AI, automation & the internet." I have an idea I want you to implement over there. He's probably a nutjob, but let's start using computers. Throw a billion at it just in case this internet thing isn't a fad. That's still only 1% of your assets, so no biggie. And while your at it throw a billion at this "ai" thing. Let's just stomp this bug to reduce the chatter. Yours Truly, Warren"
0 · Reply
Briguy1
Briguy1 Feb. 3 at 8:24 PM
$ROOT i think this Q you need to see credible +PIF and CAC stay stable with that growth - you need to beat on top and bottom AND you need clarity on Hyundai Secure+ and possibly Carvana + other partnerships?- a few thousand more PIF with muted earnings will not cut it - options suggest a 20% swing one way or the other
1 · Reply
ready_tom007
ready_tom007 Feb. 3 at 7:01 PM
$ROOT Absolute hell. Have a good one and hang in there. Keep the news coming—clearly, someone has been bashing it for the last 9 months :-) https://finance.yahoo.com/news/3-russell-2000-stocks-warning-043118796.html
2 · Reply
norpenny22
norpenny22 Feb. 3 at 6:45 PM
$ROOT 23 more days til earnings.
1 · Reply
Pentium
Pentium Feb. 3 at 6:34 PM
$ROOT 6 months -49% that’s all folks. Not enough people want to install rootkit spyware to save a few bucks on insurance from a crappy nobody company that couldn’t handle any major disaster without insolvency. Fact check it.
0 · Reply
Fight_the_AI_Machine
Fight_the_AI_Machine Feb. 3 at 6:07 PM
$ROOT $GOOGL $GME let the games begin ROOT rO0T rOot $RDDT i suggest you get in. CASH positive, growing revenue, only 15 million shares outstanding, market cap less then revenue (which is insane). AI insuratech with takeover target 🎯 written all over the current price action. Shake this 💪🏻🆓💰 get your ROOT on 🍻
1 · Reply
the_shalashaska
the_shalashaska Feb. 3 at 6:00 PM
$ROOT the big fear is that they hold this down until Carvana long term warrants expire in 2027 Q4 💀
1 · Reply
ready_tom007
ready_tom007 Feb. 3 at 5:44 PM
$ROOT I remember people—quite a few of them, actually, and not that long ago—buying at $120 thinking they had it all figured out. Unreal and insane, -50%. You’re the king, Timm :-)
0 · Reply
Rhody27
Rhody27 Feb. 3 at 5:42 PM
$ROOT another rug pull. No surprise.
0 · Reply
ready_tom007
ready_tom007 Feb. 3 at 4:40 PM
$ROOT I didn't want to be too pessimistic and write yesterday that we would give back all the gains, and maybe even more, today. It's absolutely ridiculous; that's why only speculators are buying, and it's no wonder. I remain bullish, but I increasingly think that nothing big will happen even after these results. In my opinion, someone on the inside would already know by now, just like this time last year.
1 · Reply
the_shalashaska
the_shalashaska Feb. 3 at 4:35 PM
$ROOT wow just wow, this stupid fucking cuck CEO is really gonna drag us into the $50 s
1 · Reply
norpenny22
norpenny22 Feb. 3 at 4:14 PM
$ROOT Today is SI settlement day. I never understood what the point was. What does that mean? The whoever's operate with impunity. These date's and numbers seem irrelevant. But I still have to believe there is some significance. I mean we have seen squeezes before. Any buying and we go way up right? Lol.
1 · Reply
norpenny22
norpenny22 Feb. 3 at 2:57 PM
$ROOT 2 short interest reports before earnings. One on the 25th that will come out right after close and an hour before earnings. Realizing there are shenanigans it still will be an interesting number to see.
0 · Reply
the_shalashaska
the_shalashaska Feb. 3 at 2:42 PM
$ROOT fuck Alex Timm, human trash 🖕🏽
0 · Reply
KabX
KabX Feb. 3 at 2:33 PM
0 · Reply
DonCornelious82
DonCornelious82 Feb. 3 at 2:46 AM
$ROOT Cmon dude, you started out here so strong with a few well-reasoned posts, now you are shameless pumping hopium with real tones of the Great One..........long lost Kevin. Peter Lynch??? Really??? The tooties here have been rumor mongering and outright claiming buyouts "anytime" for the past two years. Add good ole Pete to the long list before this. Really man, That's zero fact, low effort rumor baiting of the lowest meme kid in mom's basement variety. The Tootie buyout claims before. 1. Elon personally. 2. Tesla. 3. Big Daddy Garcia personally. 4. Carvana 5. Berkshire. 6 Buffet personally 7. That Akman dude. Boy, they rode that for months. 8. Bezos personally. 9. Amazon. 10. Hyundai. 11. lots of other auto oems. 12. A few more I forgot, this is just from memory. Cmon dude, Really???? Really??
1 · Reply