Market Cap 1.26B
Revenue (ttm) 3.77B
Net Income (ttm) -291.79M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE N/A
Profit Margin -7.73%
Debt to Equity Ratio 0.77
Volume 1,278,400
Avg Vol 1,034,270
Day's Range N/A - N/A
Shares Out 866.69M
Stochastic %K 32%
Beta 0.80
Analysts Hold
Price Target $2.60

Company Profile

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, bankin...

Industry: Credit Services
Sector: Financial Services
Phone: 86 21 3863 6278
Address:
No. 1333, Lujiazui Ring Road, 18th Floor Pudong New District, Shanghai, China
ValueInvestor2000
ValueInvestor2000 Aug. 19 at 1:05 PM
$LU fucking came thru with a strong report, now fucking piece of shit $LX needs to deliver on the 31st. Options volatility shows -+20% price movement. Though I think with the buyback is more like 40%. This shit could rip ass fast
1 · Reply
Victor_Shultz
Victor_Shultz Aug. 19 at 6:55 AM
$LU just woke up, so how are we feeling bout this h1,good bad or w/e, not much price movement afterhours so far
2 · Reply
Tika1
Tika1 Aug. 19 at 3:34 AM
$LU Key Takeaways from the Earning Release 🚀 1️⃣ Real Turnaround: Net interest income rose +8.4% to RMB 3.47B while investment income collapsed -72%. The operational beat didn't rely on accounting marks—the core business carried the quarter. 2️⃣ Take Rates Up, Credit Improving: Retail take rate jumped to 13.8% (vs 12.5%) as C-M3 flow rate dropped to 1.0% and NPL fell to 1.3%. Opex ex-impairments cut -27.5% (G&A -58.7%). Real operating leverage. 3️⃣ Massive Value Floor: TBV/ADS holds at ~$11.65 (Net assets RMB 81.4B) vs a ~$1.50 stock price. Financials tie out cleanly with no restatements. Anchor is intact.
0 · Reply
JohnTill
JohnTill Aug. 19 at 3:29 AM
$LU Most important part of tonight’s call by far…”With sequential improvement in asset quality in the second quarter. Asset quality has been gradually worsening since the second half of last year. However, as you can see, in the second quarter our CM3 flow rate declined notably compared to the first quarter. And the management is expecting the trend to continue over the second half of the year.” Improving asset quality, movement to lower risk consumer loans, front provisions losses done. Bring on those 100-200 million quarters (Q3?)
1 · Reply
JohnTill
JohnTill Aug. 19 at 3:06 AM
$LU $12.0 billion in net assets vs $1.2 billion market cap. Upfront provisions causing loss are almost done. They jump from 84% to 96% cost $400 million USD along and now these funds start flowing back. Loan book expected to continue improve the next few quarters, which is huge given the headlines. Even without the upfront provisions they would have been profitable if not for a large tax bill. Overall an excellent call and report setting the stage for the future. Now the question is how the market reacts. Bring on the HK lsiting news and Ping bond conversion!
0 · Reply
Bigbumba
Bigbumba Aug. 19 at 2:39 AM
$LU Richard Shu: Uh, thank you uh for taking my uh my question first. Uh, two questions. You know, one on, you know, strategy, uh just wanna see uh from the view of management team, what will be the top uh two or three priorities over the next two to three years? Um, will there be any material changes versus previous strategy? Uh, secondly is on the uh loan growth and uh business mix. Um, now new loans returned to positive uh in the second quarter. Um, you know, obviously the consumer finance account accounting for a rising share of business. Is this uh sustainable? You know, there are still a lot of policies trying to uh obviously uh influence the growth in this area's pricing. And um, under new strategy, uh what should be the long long-term balance between consumer and uh I guess, you know, the SME uh loan portfolio. Thank you very much. Management (Lufax): Thank you, Richard. Thank you for your questions. So basically the first question is around strategy, right?
2 · Reply
jdsu
jdsu Aug. 19 at 2:12 AM
$LU Second Quarter 2026 & First Half 2026 Financial Highlights Total income was RMB6,227 million (US$918 million) in the second quarter of 2026, compared to RMB7,365 million in the same period of 2025. Net loss was RMB82 million (US$12 million) in the second quarter of 2026, compared to net loss of RMB594 million in the same period of 2025. 🚀
0 · Reply
lenature
lenature Aug. 19 at 1:33 AM
$LU good to see some missing wall street analysts coming back into the mix - now go write your buy reports!
0 · Reply
AlwaysRational
AlwaysRational Aug. 18 at 11:32 PM
$LU "Company Executes Plan to Return to a Normal Reporting Cadence" Welcome back to what every reputable company does as a routine matter.
1 · Reply
focafoca99
focafoca99 Aug. 18 at 11:07 PM
$LU delivered Q2 2026 results, cutting net loss to RMB82 million, an 86% improvement YoY, and highlighted stronger loan growth.
0 · Reply
Latest News on LU
Lufax H1 Earnings Call Highlights

Wed, 19 Aug 2026 07:04:19 -0400 - 2 hours ago

Lufax H1 Earnings Call Highlights


Lufax Holding Earnings Call Transcript: H1 2026

Aug 18, 2026, 9:00 PM EDT - 12 hours ago

Lufax Holding Earnings Call Transcript: H1 2026


Lufax Holding Earnings release: H1 2026

Aug 18, 2026, 9:00 PM EDT - 12 hours ago

Lufax Holding Earnings release: H1 2026


Lufax Reports Second Quarter 2026 Financial Results

Tue, 18 Aug 2026 18:00:00 -0400 - 15 hours ago

Lufax Reports Second Quarter 2026 Financial Results


Lufax up 3% to $1.50 after JPMorgan upgrades to Overweight

2026-07-27T20:16:43.000Z - 22 days ago

Lufax up 3% to $1.50 after JPMorgan upgrades to Overweight


Lufax upgraded to Overweight from Neutral at JPMorgan

2026-07-27T20:11:52.000Z - 22 days ago

Lufax upgraded to Overweight from Neutral at JPMorgan


Lufax Announces Board and Management Changes

Fri, 24 Jul 2026 07:30:00 -0400 - 26 days ago

Lufax Announces Board and Management Changes


Lufax Announces Results of Annual General Meeting

Tue, 30 Jun 2026 07:00:00 -0400 - 7 weeks ago

Lufax Announces Results of Annual General Meeting


Lufax Regains Compliance with NYSE Continued Listing Standard

May 6, 2026, 7:50 PM EDT - 3 months ago

Lufax Regains Compliance with NYSE Continued Listing Standard


Lufax Announces Filing of Its Annual Report on Form 20-F

Apr 30, 2026, 8:00 AM EDT - 3 months ago

Lufax Announces Filing of Its Annual Report on Form 20-F


Lufax Holding Annual report: Q4 2025

Apr 30, 2026, 8:00 AM EDT - 3 months ago

Lufax Holding Annual report: Q4 2025


Lufax Holding Annual report: Q4 2025

Apr 30, 2026, 8:00 AM EDT - 3 months ago

Lufax Holding Annual report: Q4 2025


Lufax appoints Xiaodi Wang as Chief Compliance Officer

2026-04-27T12:09:11.000Z - 4 months ago

Lufax appoints Xiaodi Wang as Chief Compliance Officer


Lufax Announces Annual General Meeting on June 30, 2026

Apr 27, 2026, 8:00 AM EDT - 4 months ago

Lufax Announces Annual General Meeting on June 30, 2026


Lufax Announces New Chief Compliance Officer Hire

Apr 27, 2026, 8:00 AM EDT - 4 months ago

Lufax Announces New Chief Compliance Officer Hire


Lufax assumed with Neutral from Underweight at JPMorgan

2026-04-17T10:50:53.000Z - 4 months ago

Lufax assumed with Neutral from Underweight at JPMorgan


Lufax Announces Changes in Board and Committee Composition

Apr 13, 2026, 8:00 AM EDT - 4 months ago

Lufax Announces Changes in Board and Committee Composition


Law Offices of Howard G. Smith Encourages Lufax Holding Ltd.

Mar 27, 2026, 3:15 PM EDT - 5 months ago

Law Offices of Howard G. Smith Encourages Lufax Holding Ltd.


Lufax Announces the Resignation of Its General Manager

Mar 27, 2026, 7:00 AM EDT - 5 months ago

Lufax Announces the Resignation of Its General Manager


Lufax Announces Changes of Directors and Senior Management

Feb 17, 2026, 7:20 AM EST - 6 months ago

Lufax Announces Changes of Directors and Senior Management


Lufax Announces Results of Extraordinary General Meeting

Dec 29, 2025, 6:00 AM EST - 8 months ago

Lufax Announces Results of Extraordinary General Meeting


Lufax appoints Xiang Ji as Co-CEO

2025-10-31T11:15:21.000Z - 10 months ago

Lufax appoints Xiang Ji as Co-CEO


Lufax Announces New Senior Management Hire

Oct 31, 2025, 7:11 AM EDT - 10 months ago

Lufax Announces New Senior Management Hire


Lufax Announces Extraordinary General Meeting on December 29, 2025

Oct 31, 2025, 7:00 AM EDT - 10 months ago

Lufax Announces Extraordinary General Meeting on December 29, 2025


Lufax Announces Change in Chief Risk Officer

Oct 24, 2025, 7:00 AM EDT - 10 months ago

Lufax Announces Change in Chief Risk Officer


Lufax falls -6.9%

2025-10-03T16:00:19.000Z - 11 months ago

Lufax falls -6.9%


Lufax falls -7.3%

2025-10-03T14:00:18.000Z - 11 months ago

Lufax falls -7.3%


Lufax announces results of Extraordinary General Meeting

2025-09-30T10:35:14.000Z - 11 months ago

Lufax announces results of Extraordinary General Meeting


Lufax receives NYSE late filing notice

2025-05-13T13:22:02.000Z - 1 year ago

Lufax receives NYSE late filing notice


Lufax downgraded to Sell from Hold at Deutsche Bank

2025-04-29T09:21:29.000Z - 1 year ago

Lufax downgraded to Sell from Hold at Deutsche Bank


Lufax rises 17.4%

2024-12-09T15:05:57.000Z - 1 year ago

Lufax rises 17.4%


Lufax co-chief executive officer Gregory Dean Gibb retires

2024-11-22T10:30:08.000Z - 1 year ago

Lufax co-chief executive officer Gregory Dean Gibb retires


Changes in Board and Committee Composition

Nov 22, 2024, 4:00 AM EST - 1 year ago

Changes in Board and Committee Composition


Lufax reinstated with a Hold at Jefferies

2024-10-24T09:15:32.000Z - 1 year ago

Lufax reinstated with a Hold at Jefferies


Lufax Holding Earnings Call Transcript: Q3 2024

Oct 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings Call Transcript: Q3 2024


Lufax Holding Earnings release: Q3 2024

Oct 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings release: Q3 2024


Lufax reports Q3 EPS (16c), consensus (1c)

2024-10-21T09:10:35.000Z - 1 year ago

Lufax reports Q3 EPS (16c), consensus (1c)


Lufax Reports Third Quarter 2024 Financial Results

Oct 21, 2024, 4:35 AM EDT - 1 year ago

Lufax Reports Third Quarter 2024 Financial Results


Lufax Holding Earnings Call Transcript: Q2 2024

Aug 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings Call Transcript: Q2 2024


Lufax Holding Earnings release: Q2 2024

Aug 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings release: Q2 2024


Lufax Reports Second Quarter 2024 Financial Results

Aug 21, 2024, 6:00 PM EDT - 2 years ago

Lufax Reports Second Quarter 2024 Financial Results


Lufax Holding Earnings Call Transcript: Q1 2024

Apr 22, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings Call Transcript: Q1 2024


Lufax Holding Earnings release: Q1 2024

Apr 22, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings release: Q1 2024


Lufax Reports First Quarter 2024 Financial Results

Apr 22, 2024, 5:30 PM EDT - 2 years ago

Lufax Reports First Quarter 2024 Financial Results


FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings

Mar 22, 2024, 4:00 AM EDT - 2 years ago

FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings


Lufax Holding Earnings Call Transcript: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings Call Transcript: Q4 2023


Lufax Holding Annual report: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Annual report: Q4 2023


Lufax Holding Earnings release: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings release: Q4 2023


Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

Nov 20, 2023, 4:30 PM EST - 2 years ago

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change


ValueInvestor2000
ValueInvestor2000 Aug. 19 at 1:05 PM
$LU fucking came thru with a strong report, now fucking piece of shit $LX needs to deliver on the 31st. Options volatility shows -+20% price movement. Though I think with the buyback is more like 40%. This shit could rip ass fast
1 · Reply
Victor_Shultz
Victor_Shultz Aug. 19 at 6:55 AM
$LU just woke up, so how are we feeling bout this h1,good bad or w/e, not much price movement afterhours so far
2 · Reply
Tika1
Tika1 Aug. 19 at 3:34 AM
$LU Key Takeaways from the Earning Release 🚀 1️⃣ Real Turnaround: Net interest income rose +8.4% to RMB 3.47B while investment income collapsed -72%. The operational beat didn't rely on accounting marks—the core business carried the quarter. 2️⃣ Take Rates Up, Credit Improving: Retail take rate jumped to 13.8% (vs 12.5%) as C-M3 flow rate dropped to 1.0% and NPL fell to 1.3%. Opex ex-impairments cut -27.5% (G&A -58.7%). Real operating leverage. 3️⃣ Massive Value Floor: TBV/ADS holds at ~$11.65 (Net assets RMB 81.4B) vs a ~$1.50 stock price. Financials tie out cleanly with no restatements. Anchor is intact.
0 · Reply
JohnTill
JohnTill Aug. 19 at 3:29 AM
$LU Most important part of tonight’s call by far…”With sequential improvement in asset quality in the second quarter. Asset quality has been gradually worsening since the second half of last year. However, as you can see, in the second quarter our CM3 flow rate declined notably compared to the first quarter. And the management is expecting the trend to continue over the second half of the year.” Improving asset quality, movement to lower risk consumer loans, front provisions losses done. Bring on those 100-200 million quarters (Q3?)
1 · Reply
JohnTill
JohnTill Aug. 19 at 3:06 AM
$LU $12.0 billion in net assets vs $1.2 billion market cap. Upfront provisions causing loss are almost done. They jump from 84% to 96% cost $400 million USD along and now these funds start flowing back. Loan book expected to continue improve the next few quarters, which is huge given the headlines. Even without the upfront provisions they would have been profitable if not for a large tax bill. Overall an excellent call and report setting the stage for the future. Now the question is how the market reacts. Bring on the HK lsiting news and Ping bond conversion!
0 · Reply
Bigbumba
Bigbumba Aug. 19 at 2:39 AM
$LU Richard Shu: Uh, thank you uh for taking my uh my question first. Uh, two questions. You know, one on, you know, strategy, uh just wanna see uh from the view of management team, what will be the top uh two or three priorities over the next two to three years? Um, will there be any material changes versus previous strategy? Uh, secondly is on the uh loan growth and uh business mix. Um, now new loans returned to positive uh in the second quarter. Um, you know, obviously the consumer finance account accounting for a rising share of business. Is this uh sustainable? You know, there are still a lot of policies trying to uh obviously uh influence the growth in this area's pricing. And um, under new strategy, uh what should be the long long-term balance between consumer and uh I guess, you know, the SME uh loan portfolio. Thank you very much. Management (Lufax): Thank you, Richard. Thank you for your questions. So basically the first question is around strategy, right?
2 · Reply
jdsu
jdsu Aug. 19 at 2:12 AM
$LU Second Quarter 2026 & First Half 2026 Financial Highlights Total income was RMB6,227 million (US$918 million) in the second quarter of 2026, compared to RMB7,365 million in the same period of 2025. Net loss was RMB82 million (US$12 million) in the second quarter of 2026, compared to net loss of RMB594 million in the same period of 2025. 🚀
0 · Reply
lenature
lenature Aug. 19 at 1:33 AM
$LU good to see some missing wall street analysts coming back into the mix - now go write your buy reports!
0 · Reply
AlwaysRational
AlwaysRational Aug. 18 at 11:32 PM
$LU "Company Executes Plan to Return to a Normal Reporting Cadence" Welcome back to what every reputable company does as a routine matter.
1 · Reply
focafoca99
focafoca99 Aug. 18 at 11:07 PM
$LU delivered Q2 2026 results, cutting net loss to RMB82 million, an 86% improvement YoY, and highlighted stronger loan growth.
0 · Reply
ValueInvestor2000
ValueInvestor2000 Aug. 18 at 10:38 PM
$LU strong fucking numbers. Next quarter definitely a money-marking quarter. They broke even on this one. Way better than Q1. $LX is next. +40% on earnings
1 · Reply
potty1313
potty1313 Aug. 18 at 10:05 PM
$LU https://ir.lufaxholding.com/2026-08-18-Lufax-Reports-Second-Quarter-2026-Financial-Results
3 · Reply
potty1313
potty1313 Aug. 18 at 8:24 PM
$LU These will the first results, and CC, since October 2024... :)
2 · Reply
ValueInvestor2000
ValueInvestor2000 Aug. 18 at 6:15 PM
$LU rips, why the fuck $LX is not moving? Cheap as FAAAAAKKKKKKK
0 · Reply
htw7448
htw7448 Aug. 18 at 6:13 PM
$LU ”Lufax to Announce Second Quarter 2026 Financial Results on August 18, 2026” Who knows something?
1 · Reply
i_jw
i_jw Aug. 18 at 11:16 AM
$LU oof
2 · Reply
Bigbumba
Bigbumba Aug. 18 at 11:02 AM
$LU what's the chance of a dividend?
5 · Reply
Victor_Shultz
Victor_Shultz Aug. 18 at 9:58 AM
$LU just added again another 250 for me
0 · Reply
lenature
lenature Aug. 18 at 7:06 AM
0 · Reply
Bigbumba
Bigbumba Aug. 18 at 1:03 AM
$LU The price movement is puzzling, but I believe it's the insitutions selling the last chunk before the perceived "disasterous" news and the rats buying, knowing the news are gonna be much better? Had the rats been selling, we'd see 1.2 I think.
1 · Reply
potty1313
potty1313 Aug. 17 at 2:42 PM
$LU Question is whether they kitchen sink the numbers for the quarter as much as they can… and make the quarter look as bad as possible upfront. That would not surprise me in the least Really want to see this CFO appointment done
3 · Reply
lenature
lenature Aug. 17 at 7:20 AM
1 · Reply