Market Cap 116.40M
Revenue (ttm) 62.51M
Net Income (ttm) 9.02M
EPS (ttm) N/A
PE Ratio 10.71
Forward PE N/A
Profit Margin 14.43%
Debt to Equity Ratio 0.00
Volume 21,000
Avg Vol 17,618
Day's Range N/A - N/A
Shares Out 4.54M
Stochastic %K 55%
Beta 0.17
Analysts Strong Buy
Price Target N/A

Company Profile

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). The company offers checking, savings, individual retirement, and health care savings accounts, as wel...

Industry: Banks - Regional
Sector: Financial Services
Phone: 434 846 2000
Address:
828 Main Street, Lynchburg, United States
NovellaMeekins1010
NovellaMeekins1010 Feb. 21 at 5:35 AM
$BOTJ Bank of the James operates community banking services. Earnings depend on loan growth. Conservative underwriting supports stability.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 21 at 12:22 AM
$BOTJ Current Stock Price: $20.90
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 5:06 PM
$BOTJ just printed a record year — and Q4 sealed the deal 💰 Margins expanded year over year, core deposits climbed, and expenses declined — a powerful combo that drove Q4 profit higher and boosted balance sheet growth. That’s how you build sustainable banking momentum. See what’s behind the strong 2025 results 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-teaser-33626&ADID=SYND_STOCKTWITS_TWEET_2_2869149_TEASER_33626
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 4:06 PM
$BOTJ gains momentum with record annual earnings! 🚀 📈 Net income up 13.6% in 2025, hitting $9.02M 📊 Net interest income surged 12.2% 💰 Non-interest expenses dropped 4.2% as efficiency ratio improved See what makes BOTJ's performance so strong 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-body-33627&ADID=SYND_STOCKTWITS_TWEET_2_2869149_BODY_33627
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 2:42 PM
$BOTJ up 13% in a month post-earnings — what's driving this rally? 🚀 💰 Q4 net income up 68.3% from a year ago, EPS rose to 60 cents 📈 Net interest income jumped 11.1% YoY, boosting the bottom line 🏦 Total assets grew 6.1%, with core deposits up 7.7% See what makes this stock a standout performer 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-body-32539&ADID=SYND_STOCKTWITS_TWEET_2_2841258_BODY_32539
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 1:42 PM
$BOTJ just flexed some earnings power 💪 Q4 earnings rose year over year, driven by strong margins and lower costs — a clean combination that shows improved profitability discipline. See the full breakdown behind the Q4 earnings jump 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-teaser-32538&ADID=SYND_STOCKTWITS_TWEET_2_2841258_TEASER_32538
0 · Reply
NVDAMillionaire
NVDAMillionaire Feb. 3 at 6:29 AM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://everyticker.com/quote/BOTJ/analysis/bank-of-the-james-small-bank-big-margins-bigger-questions-nasdaq-botj
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 5:46 PM
Regional banks holding up better than expected — here’s who’s standing out 👀 $CMTV, $BOTJ and $SFDL are showing resilience with solid asset bases, strong earnings, and disciplined credit performance, even as high rates remain a clear headwind. See which regional banks are proving their strength in this environment 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-teaser-28690&ADID=SYND_STOCKTWITS_TWEET_2_2816638_TEASER_28690
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 4:46 PM
$SFDL, $BOTJ, and $CMTV: Which bank is best positioned for future growth? 💼 🔸 Security Federal: $1.61B in assets with growing net income for the first nine months of 2025 and a strong deposit base 🔸 Bank of the James: Steady asset growth, diversified revenue, and credit recovery 🔸 Community Bancorp: Largest asset base with robust earnings growth and dividend payments Discover which bank stands out in this competitive landscape 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-body-28692&ADID=SYND_STOCKTWITS_TWEET_2_2816638_BODY_28692
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 5:10 PM
Is $PEBK the better community bank bet over $BOTJ now? 🤔 🔹 PEBK has edged out BOTJ in recent three-month performance, reflecting firmer investor confidence in its steady operating momentum and its differentiated fee-income contributions alongside core banking. 🔹 Although trading above its historical P/S median, PEBK remains a bargain compared to the broader Finance sector. Discover why PEBK could be your next winning pick 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-body-27178&ADID=SYND_STOCKTWITS_TWEET_2_2811371_BODY_27178
0 · Reply
Latest News on BOTJ
Bank of the James Financial Group Quarterly report: Q1 2026

Apr 30, 2026, 7:00 AM EDT - 2 months ago

Bank of the James Financial Group Quarterly report: Q1 2026


Bank of the James Financial Group Earnings release: Q1 2026

Apr 30, 2026, 7:00 AM EDT - 2 months ago

Bank of the James Financial Group Earnings release: Q1 2026


Bank of the James Financial Group Proxy statement: Proxy filing

Apr 6, 2026, 8:00 AM EDT - 3 months ago

Bank of the James Financial Group Proxy statement: Proxy filing


Bank of the James Financial Group Proxy statement: Proxy filing

Apr 6, 2026, 8:00 AM EDT - 3 months ago

Bank of the James Financial Group Proxy statement: Proxy filing


Bank of the James Financial Group Annual report: Q4 2025

Feb 4, 2026, 7:00 AM EST - 5 months ago

Bank of the James Financial Group Annual report: Q4 2025


Bank of the James Financial Group Earnings release: Q4 2025

Feb 4, 2026, 7:00 AM EST - 5 months ago

Bank of the James Financial Group Earnings release: Q4 2025


Bank of the James Financial Group Quarterly report: Q3 2025

Oct 30, 2025, 8:00 AM EDT - 8 months ago

Bank of the James Financial Group Quarterly report: Q3 2025


Bank of the James Financial Group Earnings release: Q3 2025

Oct 30, 2025, 8:00 AM EDT - 8 months ago

Bank of the James Financial Group Earnings release: Q3 2025


Bank of the James Financial Group Quarterly report: Q2 2025

Aug 4, 2025, 7:00 AM EDT - 11 months ago

Bank of the James Financial Group Quarterly report: Q2 2025


Bank of the James Financial Group Earnings release: Q2 2025

Aug 4, 2025, 7:00 AM EDT - 11 months ago

Bank of the James Financial Group Earnings release: Q2 2025


Bank of the James Financial Group Quarterly report: Q1 2025

Apr 30, 2025, 8:00 AM EDT - 1 year ago

Bank of the James Financial Group Quarterly report: Q1 2025


Bank of the James Financial Group Earnings release: Q1 2025

Apr 30, 2025, 8:00 AM EDT - 1 year ago

Bank of the James Financial Group Earnings release: Q1 2025


Bank of the James Financial Group Annual report: Q4 2024

Jan 31, 2025, 7:00 AM EST - 1 year ago

Bank of the James Financial Group Annual report: Q4 2024


Bank of the James Financial Group Earnings release: Q4 2024

Jan 31, 2025, 7:00 AM EST - 1 year ago

Bank of the James Financial Group Earnings release: Q4 2024


Bank of the James Financial Group Quarterly report: Q3 2024

Oct 25, 2024, 7:00 AM EDT - 1 year ago

Bank of the James Financial Group Quarterly report: Q3 2024


Bank of the James Financial Group Earnings release: Q3 2024

Oct 25, 2024, 7:00 AM EDT - 1 year ago

Bank of the James Financial Group Earnings release: Q3 2024


Bank of the James Financial Group Quarterly report: Q2 2024

Jul 26, 2024, 8:00 AM EDT - 2 years ago

Bank of the James Financial Group Quarterly report: Q2 2024


Bank of the James Financial Group Earnings release: Q2 2024

Jul 26, 2024, 8:00 AM EDT - 2 years ago

Bank of the James Financial Group Earnings release: Q2 2024


Bank of the James Financial Group Quarterly report: Q1 2024

Apr 26, 2024, 8:00 AM EDT - 2 years ago

Bank of the James Financial Group Quarterly report: Q1 2024


Bank of the James Financial Group Earnings release: Q1 2024

Apr 26, 2024, 8:00 AM EDT - 2 years ago

Bank of the James Financial Group Earnings release: Q1 2024


Bank of the James Financial Group Annual report: Q4 2023

Feb 2, 2024, 7:00 AM EST - 2 years ago

Bank of the James Financial Group Annual report: Q4 2023


Bank of the James Financial Group Earnings release: Q4 2023

Feb 2, 2024, 7:00 AM EST - 2 years ago

Bank of the James Financial Group Earnings release: Q4 2023


Bank of the James Financial Group Quarterly report: Q3 2023

Oct 20, 2023, 7:00 AM EDT - 2 years ago

Bank of the James Financial Group Quarterly report: Q3 2023


Bank of the James Financial Group Earnings release: Q3 2023

Oct 20, 2023, 7:00 AM EDT - 2 years ago

Bank of the James Financial Group Earnings release: Q3 2023


Bank of the James Financial Group Quarterly report: Q2 2023

Jul 21, 2023, 8:00 AM EDT - 3 years ago

Bank of the James Financial Group Quarterly report: Q2 2023


Bank of the James Financial Group Earnings release: Q2 2023

Jul 21, 2023, 8:00 AM EDT - 3 years ago

Bank of the James Financial Group Earnings release: Q2 2023


Bank of the James Financial Group Quarterly report: Q1 2023

Apr 21, 2023, 8:00 AM EDT - 3 years ago

Bank of the James Financial Group Quarterly report: Q1 2023


Bank of the James Financial Group Earnings release: Q1 2023

Apr 21, 2023, 8:00 AM EDT - 3 years ago

Bank of the James Financial Group Earnings release: Q1 2023


Bank of the James Financial Group Annual report: Q4 2022

Mar 31, 2023, 8:00 AM EDT - 3 years ago

Bank of the James Financial Group Annual report: Q4 2022


Bank of the James Financial Group Quarterly report: Q3 2022

Nov 10, 2022, 7:00 AM EST - 3 years ago

Bank of the James Financial Group Quarterly report: Q3 2022


Bank of the James Financial Group Quarterly report: Q2 2022

Aug 12, 2022, 8:00 AM EDT - 4 years ago

Bank of the James Financial Group Quarterly report: Q2 2022


Bank of the James Financial Group Quarterly report: Q1 2022

May 12, 2022, 8:00 AM EDT - 4 years ago

Bank of the James Financial Group Quarterly report: Q1 2022


Bank of the James Financial Group Annual report: Q4 2021

Mar 29, 2022, 8:00 AM EDT - 4 years ago

Bank of the James Financial Group Annual report: Q4 2021


Bank of the James Financial Group Quarterly report: Q3 2021

Nov 12, 2021, 7:00 AM EST - 5 years ago

Bank of the James Financial Group Quarterly report: Q3 2021


Bank of the James Financial Group Quarterly report: Q2 2021

Aug 12, 2021, 8:00 AM EDT - 5 years ago

Bank of the James Financial Group Quarterly report: Q2 2021


Bank of the James Declares 10% Stock Dividend

May 20, 2021, 12:00 PM EDT - 5 years ago

Bank of the James Declares 10% Stock Dividend


Bank of the James Financial Group Quarterly report: Q1 2021

May 12, 2021, 8:00 AM EDT - 5 years ago

Bank of the James Financial Group Quarterly report: Q1 2021


Bank of the James Financial Group Proxy statement: Proxy filing

Apr 12, 2021, 8:00 AM EDT - 5 years ago

Bank of the James Financial Group Proxy statement: Proxy filing


Bank of the James Financial Group Annual report: Q4 2020

Mar 29, 2021, 8:00 AM EDT - 5 years ago

Bank of the James Financial Group Annual report: Q4 2020


6 Banks Trading With Low Price-Sales Ratios

Dec 8, 2020, 10:33 AM EST - 6 years ago

6 Banks Trading With Low Price-Sales Ratios

HFBL MGYR PBHC


Bank of the James Financial Group Quarterly report: Q3 2020

Nov 12, 2020, 7:00 AM EST - 6 years ago

Bank of the James Financial Group Quarterly report: Q3 2020


Bank of the James Financial Group Quarterly report: Q2 2020

Aug 12, 2020, 8:00 AM EDT - 6 years ago

Bank of the James Financial Group Quarterly report: Q2 2020


Bank of the James Financial Group Quarterly report: Q1 2020

May 13, 2020, 8:00 AM EDT - 6 years ago

Bank of the James Financial Group Quarterly report: Q1 2020


Bank of the James Financial Group Proxy statement: Proxy filing

Apr 13, 2020, 8:00 AM EDT - 6 years ago

Bank of the James Financial Group Proxy statement: Proxy filing


Bank of the James Financial Group Annual report: Q4 2019

Mar 20, 2020, 8:00 AM EDT - 6 years ago

Bank of the James Financial Group Annual report: Q4 2019


Bank of the James Announces Declaration of Special Dividend

Nov 22, 2019, 4:05 PM EST - 7 years ago

Bank of the James Announces Declaration of Special Dividend


Bank of the James Financial Group Quarterly report: Q3 2019

Nov 8, 2019, 7:00 AM EST - 7 years ago

Bank of the James Financial Group Quarterly report: Q3 2019


NovellaMeekins1010
NovellaMeekins1010 Feb. 21 at 5:35 AM
$BOTJ Bank of the James operates community banking services. Earnings depend on loan growth. Conservative underwriting supports stability.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 21 at 12:22 AM
$BOTJ Current Stock Price: $20.90
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 5:06 PM
$BOTJ just printed a record year — and Q4 sealed the deal 💰 Margins expanded year over year, core deposits climbed, and expenses declined — a powerful combo that drove Q4 profit higher and boosted balance sheet growth. That’s how you build sustainable banking momentum. See what’s behind the strong 2025 results 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-teaser-33626&ADID=SYND_STOCKTWITS_TWEET_2_2869149_TEASER_33626
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 4:06 PM
$BOTJ gains momentum with record annual earnings! 🚀 📈 Net income up 13.6% in 2025, hitting $9.02M 📊 Net interest income surged 12.2% 💰 Non-interest expenses dropped 4.2% as efficiency ratio improved See what makes BOTJ's performance so strong 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-body-33627&ADID=SYND_STOCKTWITS_TWEET_2_2869149_BODY_33627
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 2:42 PM
$BOTJ up 13% in a month post-earnings — what's driving this rally? 🚀 💰 Q4 net income up 68.3% from a year ago, EPS rose to 60 cents 📈 Net interest income jumped 11.1% YoY, boosting the bottom line 🏦 Total assets grew 6.1%, with core deposits up 7.7% See what makes this stock a standout performer 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-body-32539&ADID=SYND_STOCKTWITS_TWEET_2_2841258_BODY_32539
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 1:42 PM
$BOTJ just flexed some earnings power 💪 Q4 earnings rose year over year, driven by strong margins and lower costs — a clean combination that shows improved profitability discipline. See the full breakdown behind the Q4 earnings jump 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-teaser-32538&ADID=SYND_STOCKTWITS_TWEET_2_2841258_TEASER_32538
0 · Reply
NVDAMillionaire
NVDAMillionaire Feb. 3 at 6:29 AM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://everyticker.com/quote/BOTJ/analysis/bank-of-the-james-small-bank-big-margins-bigger-questions-nasdaq-botj
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 5:46 PM
Regional banks holding up better than expected — here’s who’s standing out 👀 $CMTV, $BOTJ and $SFDL are showing resilience with solid asset bases, strong earnings, and disciplined credit performance, even as high rates remain a clear headwind. See which regional banks are proving their strength in this environment 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-teaser-28690&ADID=SYND_STOCKTWITS_TWEET_2_2816638_TEASER_28690
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 4:46 PM
$SFDL, $BOTJ, and $CMTV: Which bank is best positioned for future growth? 💼 🔸 Security Federal: $1.61B in assets with growing net income for the first nine months of 2025 and a strong deposit base 🔸 Bank of the James: Steady asset growth, diversified revenue, and credit recovery 🔸 Community Bancorp: Largest asset base with robust earnings growth and dividend payments Discover which bank stands out in this competitive landscape 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-body-28692&ADID=SYND_STOCKTWITS_TWEET_2_2816638_BODY_28692
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 5:10 PM
Is $PEBK the better community bank bet over $BOTJ now? 🤔 🔹 PEBK has edged out BOTJ in recent three-month performance, reflecting firmer investor confidence in its steady operating momentum and its differentiated fee-income contributions alongside core banking. 🔹 Although trading above its historical P/S median, PEBK remains a bargain compared to the broader Finance sector. Discover why PEBK could be your next winning pick 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-body-27178&ADID=SYND_STOCKTWITS_TWEET_2_2811371_BODY_27178
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 4:10 PM
$PEBK vs. $BOTJ — which community bank has the edge? 🏦 Peoples Bancorp and Bank of the James are both navigating the community banking space with distinct business models, setting up a clear contrast in how each is positioning for potential upside. Breakdown of which bank stock may deserve a spot in your portfolio 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-teaser-27172&ADID=SYND_STOCKTWITS_TWEET_2_2811371_TEASER_27172
0 · Reply
CampaignCap
CampaignCap Dec. 25 at 1:37 PM
$BOTJ Capital stewardship is becoming the defining attribute for how this story is priced. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. The market will respond to evidence, not speculation.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 25 at 2:30 AM
0 · Reply
ZacksResearch
ZacksResearch Nov. 4 at 5:52 PM
$BOTJ delivers record Q3 profit — margin expansion tells the story 📈 Earnings rose year over year as profit margins widened and loan growth strengthened, signaling solid value creation for shareholders. Full breakdown of BOTJ’s Q3 performance here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-teaser-19359&ADID=SYND_STOCKTWITS_TWEET_2_2784874_TEASER_19359
0 · Reply
ZacksResearch
ZacksResearch Nov. 4 at 4:52 PM
$BOTJ soars 8% in a month — what’s powering the climb? 🚀 📈 Record Q3 net income up 38.3% from the year-ago quarter 💼 Net interest income jumped 10.5% 🛠️ Strong commercial real estate lending & disciplined cost management Outperformed S&P 500's 0.6% decline over the same period. See the full performance breakdown here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-body-19361&ADID=SYND_STOCKTWITS_TWEET_2_2784874_BODY_19361
0 · Reply
NVDAMillionaire
NVDAMillionaire Sep. 3 at 12:22 PM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://beyondspx.com/quote/BOTJ/bank-of-the-james-nasdaq-botj-unlocking-value-through-local-focus-and-strategic-efficiency#analysis
0 · Reply