Upstart Holdings Inc (UPST)

$38.58 -1.11 (-2.80%)
Market Cap 3.82B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 207.65
Forward PE 28.64
Profit Margin -20.20%
Debt to Equity Ratio 2.50
Volume 3,765,800
Avg Vol 4,226,782
Day's Range N/A - N/A
Shares Out 97.29M
Stochastic %K 9%
Beta 2.28
Analysts Sell
Price Target $55.88

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
bullenkuh
bullenkuh Feb. 4 at 6:09 AM
$AFRM $PGY $SOFI $UPST lowest level since 3 years ! Why are there no news, update ????
0 · Reply
Judy11
Judy11 Feb. 4 at 3:50 AM
$UPST the worst
0 · Reply
SoggyBottomBoys3
SoggyBottomBoys3 Feb. 4 at 3:20 AM
$UPST wow UMI rapidly dropping. December revised down bullish for $PGY $SOFI $AFRM too 📈
0 · Reply
Fergus20
Fergus20 Feb. 3 at 9:11 PM
$UPST are these tip lickers going to start covering?
0 · Reply
Risk_Averse
Risk_Averse Feb. 3 at 8:57 PM
$UPST CFO Paul Gu has been officially BentOver by UpStart like the rest of us. Drinks w/CEO ain’t happening today, lol, unless on him as he’s a huge net seller.
0 · Reply
zeezbottoms
zeezbottoms Feb. 3 at 8:37 PM
$UPST Everything bouncing from lows of day, this POS can't even bounce 1% after dropping 6% 😂
1 · Reply
PnLGlowDrive_977
PnLGlowDrive_977 Feb. 3 at 8:31 PM
$UPST high beta name compressing asymmetry if volume expands
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 3 at 8:24 PM
$UPST ceo tweeted we would be champions in 2026 and i lost 100k.
0 · Reply
Tomleeks
Tomleeks Feb. 3 at 8:17 PM
$UPST earnings is king
0 · Reply
trade_the_gaps
trade_the_gaps Feb. 3 at 8:13 PM
$UPST the next gap to get fill is $34.80 from last year. The open open interest has increased in the 30’s also. Going to run more data to confirm this, for now this is at 90% probably, depending how AFRM ER goes this week. Dont get mad at the messenger, just sharing data you can see yourself
0 · Reply
Latest News on UPST
President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 2 days ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

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Upstart: The Hidden Asset Behind The Sell-Off

Jan 27, 2026, 2:34 AM EST - 7 days ago

Upstart: The Hidden Asset Behind The Sell-Off

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 13 days ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 22 days ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 27 days ago

MyPoint Credit Union Selects Upstart for Personal Lending

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Jan 6, 2026, 11:20 AM EST - 4 weeks ago

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Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 4 weeks ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

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Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

Jan 6, 2026, 10:29 AM EST - 4 weeks ago

Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 4 weeks ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

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Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 6 weeks ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 2 months ago

Upstart: Improving Fundamentals And A Still Discounted Price

Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 2 months ago

Upstart: Beware The Issues In The Auto Loan Kitchen

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

Nov 13, 2025, 3:05 PM EST - 2 months ago

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Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 2 months ago

Upstart: Artificial Pain

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 3 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Nov 10, 2025, 5:06 PM EST - 3 months ago

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 3 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 3 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 3 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 3 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 3 months ago

Upstart Stock Slides After Mixed Q3 Results: Details

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 3 months ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 3 months ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 3 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy

Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 3 months ago

Peak Credit Union Selects Upstart for Personal Lending

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Oct 28, 2025, 9:15 AM EDT - 3 months ago

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Oct 24, 2025, 11:40 AM EDT - 3 months ago

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Oct 15, 2025, 9:00 AM EDT - 3 months ago

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 4 months ago

Upstart: Confusion Leads To Opportunity

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

Oct 10, 2025, 3:15 PM EDT - 4 months ago

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

SOFI

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Oct 6, 2025, 4:05 PM EDT - 4 months ago

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 4 months ago

Upstart: AI Displacement Risks Are Overblown

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Sep 9, 2025, 10:00 AM EDT - 5 months ago

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Sep 8, 2025, 3:31 PM EDT - 5 months ago

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Sep 5, 2025, 1:52 PM EDT - 5 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Aug 27, 2025, 9:00 AM EDT - 5 months ago

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Aug 19, 2025, 4:05 PM EDT - 6 months ago

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 6 months ago

Upstart: GAAP Inflection Point

ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 6 months ago

ABNB Federal Credit Union Selects Upstart for Personal Loans

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Aug 12, 2025, 10:41 AM EDT - 6 months ago

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Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Aug 12, 2025, 12:16 AM EDT - 6 months ago

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 6 months ago

Why Is Upstart Stock Trading Lower On Monday?

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Aug 11, 2025, 7:38 AM EDT - 6 months ago

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Aug 6, 2025, 4:06 PM EDT - 6 months ago

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Aug 6, 2025, 2:46 PM EDT - 6 months ago

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 6 months ago

Upstart: Hitting A Wall

Upstart CEO: AI-powered lending creates far better product for consumer

Aug 6, 2025, 11:32 AM EDT - 6 months ago

Upstart CEO: AI-powered lending creates far better product for consumer

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 6 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 6 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 6 months ago

Upstart Announces Results for Second Quarter 2025

bullenkuh
bullenkuh Feb. 4 at 6:09 AM
$AFRM $PGY $SOFI $UPST lowest level since 3 years ! Why are there no news, update ????
0 · Reply
Judy11
Judy11 Feb. 4 at 3:50 AM
$UPST the worst
0 · Reply
SoggyBottomBoys3
SoggyBottomBoys3 Feb. 4 at 3:20 AM
$UPST wow UMI rapidly dropping. December revised down bullish for $PGY $SOFI $AFRM too 📈
0 · Reply
Fergus20
Fergus20 Feb. 3 at 9:11 PM
$UPST are these tip lickers going to start covering?
0 · Reply
Risk_Averse
Risk_Averse Feb. 3 at 8:57 PM
$UPST CFO Paul Gu has been officially BentOver by UpStart like the rest of us. Drinks w/CEO ain’t happening today, lol, unless on him as he’s a huge net seller.
0 · Reply
zeezbottoms
zeezbottoms Feb. 3 at 8:37 PM
$UPST Everything bouncing from lows of day, this POS can't even bounce 1% after dropping 6% 😂
1 · Reply
PnLGlowDrive_977
PnLGlowDrive_977 Feb. 3 at 8:31 PM
$UPST high beta name compressing asymmetry if volume expands
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 3 at 8:24 PM
$UPST ceo tweeted we would be champions in 2026 and i lost 100k.
0 · Reply
Tomleeks
Tomleeks Feb. 3 at 8:17 PM
$UPST earnings is king
0 · Reply
trade_the_gaps
trade_the_gaps Feb. 3 at 8:13 PM
$UPST the next gap to get fill is $34.80 from last year. The open open interest has increased in the 30’s also. Going to run more data to confirm this, for now this is at 90% probably, depending how AFRM ER goes this week. Dont get mad at the messenger, just sharing data you can see yourself
0 · Reply
Risk_Averse
Risk_Averse Feb. 3 at 7:36 PM
$UPST
0 · Reply
100k_atosbxrx
100k_atosbxrx Feb. 3 at 7:27 PM
$UPST no rate cut year round, how's doing here guys ?
1 · Reply
I_am_Sparta
I_am_Sparta Feb. 3 at 7:07 PM
$BMNR love my Zero plays.... $COIN $UPST $ZS new $PYPL All Spartaner win
0 · Reply
Messerschmittbf109
Messerschmittbf109 Feb. 3 at 7:03 PM
$UPST $PLTR is better ..is blinded Upstart a worm inside the timber
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 3 at 6:52 PM
$UPST this stock is toast. Everyone shoukd have full ported puts and bankrupted the ceo 🤣 so that we dont have to put up with one more tweet about his sons college football
1 · Reply
Risk_Averse
Risk_Averse Feb. 3 at 6:46 PM
$UPST Do you realize that there may not be 1 SINGLE shareholder that isn’t underwater.
0 · Reply
GoldenMouse
GoldenMouse Feb. 3 at 6:44 PM
$UPST It's grinding lower, but this is really low volume.
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 3 at 6:27 PM
$UPST by summer, we will be fine. Sucks to be shifting the goalpost like this... but this squeezes better around summer
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 3 at 6:23 PM
$UPST maga is making all us all ramen 🤣
1 · Reply
TraderlyDiscord
TraderlyDiscord Feb. 3 at 6:22 PM
🔥 Watching these names on the dip — structure over panic $NFLX Trend still intact. Pullbacks into prior support have been buyable. Strong cash flow + pricing power once tape settles. $SMCI High beta, high volatility. AI infra demand hasn’t disappeared — pullbacks usually shake weak hands before the next move. $UPST Hated + beaten down. These names don’t need perfection, just improving data. Watching for momentum confirmation. $MSTR BTC proxy. If crypto holds key levels, MSTR tends to move fast. Not fundamentals — volatility play. $PYPL Quiet turnaround. Cash flow + valuation reset. Doesn’t need hype, just stabilization. 📌 Not chasing. Not guessing. Waiting for levels + confirmation. Markets reward patience.
0 · Reply
Jessygg1312
Jessygg1312 Feb. 3 at 6:22 PM
$META $MSFT $NFLX $PYPL $UPST wake me up when this pos of market is done
0 · Reply
trade_the_gaps
trade_the_gaps Feb. 3 at 6:22 PM
$UPST only needs -3% more down, to fill that $37.09 gap, is getting closer
0 · Reply