Upstart Holdings Inc (UPST)

$27.84 -0.85 (-2.96%)
Market Cap 2.75B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 82.74
Forward PE 30.81
Profit Margin 5.13%
Debt to Equity Ratio 2.62
Volume 3,540,600
Avg Vol 4,810,484
Day's Range N/A - N/A
Shares Out 95.71M
Stochastic %K 5%
Beta 2.26
Analysts Sell
Price Target $38.76

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
Zero12345
Zero12345 May. 13 at 12:08 PM
$UPST $UPST Added 165 shares yesterday. Total amount now 300 shares at $37.13.
0 · Reply
Bears_be_gone
Bears_be_gone May. 13 at 11:16 AM
$UPST most broken market since covid. Chip stocks, ai....quantum and a handful of other tech stocks to do with ai/cloud/chips/memory are adding tens of billions every day. Meanwhile, we are down. We missed out on life changing gains by picking this stinker instead of any chip stock. And when those bubble stocks crash, we will crater with the rest of the market, I bet. Shit blows.
0 · Reply
akinyo
akinyo May. 13 at 9:47 AM
$UPST fake pop.
0 · Reply
Phunangler
Phunangler May. 13 at 8:48 AM
$UPST
0 · Reply
WolfofStockTits
WolfofStockTits May. 13 at 7:49 AM
$UPST Everything ripping and this is up mere 6 cents pre 😂🥲..
0 · Reply
Bears_be_gone
Bears_be_gone May. 13 at 6:43 AM
$UPST lol, the scam NVDA keeps going up based on bs news. New 52 week high based on china trip and trump's tweet. Retarded market. Nvda and the rest of the chip and ai stocks are in dot com bubble area, and we get nothing. And when those assholes crash, we burn with them.
0 · Reply
WallStreetBuyDip
WallStreetBuyDip May. 13 at 6:23 AM
January plays are now all revealed. $RBLX $LCID $UPST $TTD $MP are some of the trades I made in Jan. 0 loss in January. I think it's very clear why I'm very strict to only buy when H% is extremely low.
0 · Reply
edemilla
edemilla May. 13 at 12:23 AM
$UPST Persistent higher low over three year time period. Coiling. 40 percent short interest. Already 4 taps at resistance. Just zoom out and appreciate that beautiful chart.
1 · Reply
BB_88_
BB_88_ May. 13 at 12:17 AM
$UPST play both ways right now don’t know what direction going - wait for 30 or 26.4 🤷‍♂️
0 · Reply
Bears_be_gone
Bears_be_gone May. 12 at 8:42 PM
$UPST slow bleed to 52wk low? Bs , man
0 · Reply
Latest News on UPST
Upstart price target lowered to $45 from $51 at Mizuho

2026-05-08T13:05:22.000Z - 4 days ago

Upstart price target lowered to $45 from $51 at Mizuho

Upstart price target lowered to $35 from $45 at Morgan Stanley

2026-05-07T19:00:17.000Z - 5 days ago

Upstart price target lowered to $35 from $45 at Morgan Stanley

Upstart price target lowered to $46 from $56 at Piper Sandler

2026-05-07T09:06:00.000Z - 6 days ago

Upstart price target lowered to $46 from $56 at Piper Sandler

Upstart price target lowered to $40 from $49 at Truist

2026-05-07T04:05:02.000Z - 6 days ago

Upstart price target lowered to $40 from $49 at Truist

Upstart price target lowered to $37 from $40 at Needham

2026-05-07T04:03:25.000Z - 6 days ago

Upstart price target lowered to $37 from $40 at Needham

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

May 6, 2026, 4:05 PM EDT - 6 days ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

Upstart's stock is getting punished after earnings. Here's the big gripe.

May 5, 2026, 5:32 PM EDT - 7 days ago

Upstart's stock is getting punished after earnings. Here's the big gripe.

Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 7 days ago

Upstart Holdings Earnings Call Transcript: Q1 2026

Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 7 days ago

Upstart Announces First Quarter 2026 Results

Upstart Holdings options imply 13.4% move in share price post-earnings

2026-05-05T18:35:14.000Z - 7 days ago

Upstart Holdings options imply 13.4% move in share price post-earnings

Justice Federal Credit Union has partnered with Upstart to broaden its reach

2026-04-30T14:19:34.000Z - 12 days ago

Justice Federal Credit Union has partnered with Upstart to broaden its reach

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Apr 30, 2026, 9:00 AM EDT - 12 days ago

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Upstart announces $1.25B forward-flow agreement with Fortress

2026-04-29T14:00:22.000Z - 13 days ago

Upstart announces $1.25B forward-flow agreement with Fortress

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

Apr 29, 2026, 8:45 AM EDT - 13 days ago

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Apr 23, 2026, 8:06 PM EDT - 19 days ago

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Upstart announces multi-year $1.2B forward-flow agreement

2026-04-22T13:25:51.000Z - 20 days ago

Upstart announces multi-year $1.2B forward-flow agreement

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

Apr 22, 2026, 8:45 AM EDT - 20 days ago

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Apr 21, 2026, 11:21 AM EDT - 21 days ago

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Apr 15, 2026, 6:07 PM EDT - 27 days ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Apr 14, 2026, 5:25 PM EDT - 4 weeks ago

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Upstart price target lowered to $36 from $40 at BofA

2026-04-13T13:51:44.000Z - 4 weeks ago

Upstart price target lowered to $36 from $40 at BofA

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

Apr 9, 2026, 8:23 AM EDT - 4 weeks ago

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

DuPage Credit Union partners with Upstart for personal loans

2026-04-08T13:05:44.000Z - 4 weeks ago

DuPage Credit Union partners with Upstart for personal loans

DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 4 weeks ago

DuPage Credit Union Selects Upstart for Personal Lending

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 5 weeks ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Apr 6, 2026, 2:48 PM EDT - 5 weeks ago

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Upstart price target lowered to $51 from $66 at Mizuho

2026-03-26T11:16:01.000Z - 6 weeks ago

Upstart price target lowered to $51 from $66 at Mizuho

Upstart selected by Harborstone Credit Union for personal lending

2026-03-25T13:12:31.000Z - 6 weeks ago

Upstart selected by Harborstone Credit Union for personal lending

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 6 weeks ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 7 weeks ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 7 weeks ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM LC XYZ

Fund holding Affirm, Upstart loans seeing high redemptions, WSJ says

2026-03-18T16:16:57.000Z - 7 weeks ago

Fund holding Affirm, Upstart loans seeing high redemptions, WSJ says

AFRM LC

Upstart enters forward-flow commitment with Eltura Capital Management

2026-03-17T13:38:04.000Z - 2 months ago

Upstart enters forward-flow commitment with Eltura Capital Management

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 2 months ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 2 months ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Upstart upgraded to Buy from Neutral at BTIG

2026-03-16T09:15:34.000Z - 2 months ago

Upstart upgraded to Buy from Neutral at BTIG

Upstart to apply for national bank charter

2026-03-11T12:22:15.000Z - 2 months ago

Upstart to apply for national bank charter

Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 2 months ago

Upstart Seeks Regulatory Blessing to Become a Bank

Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 2 months ago

Upstart to Apply for National Bank Charter

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Mar 10, 2026, 11:47 AM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Mar 3, 2026, 4:50 PM EST - 2 months ago

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 2 months ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 2 months ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 2 months ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 2 months ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 2 months ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 3 months ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart Holdings Earnings Call Transcript: Q4 2025

Feb 10, 2026, 4:30 PM EST - 3 months ago

Upstart Holdings Earnings Call Transcript: Q4 2025

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 3 months ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 3 months ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 3 months ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 3 months ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 3 months ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 4 months ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 4 months ago

MyPoint Credit Union Selects Upstart for Personal Lending

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

Jan 6, 2026, 11:20 AM EST - 4 months ago

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

DUOL ACN INTU LMND

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 4 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 5 months ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 6 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 6 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 6 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Holdings Earnings Call Transcript: Q3 2025

Nov 4, 2025, 4:30 PM EST - 6 months ago

Upstart Holdings Earnings Call Transcript: Q3 2025

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 6 months ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 6 months ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Zero12345
Zero12345 May. 13 at 12:08 PM
$UPST $UPST Added 165 shares yesterday. Total amount now 300 shares at $37.13.
0 · Reply
Bears_be_gone
Bears_be_gone May. 13 at 11:16 AM
$UPST most broken market since covid. Chip stocks, ai....quantum and a handful of other tech stocks to do with ai/cloud/chips/memory are adding tens of billions every day. Meanwhile, we are down. We missed out on life changing gains by picking this stinker instead of any chip stock. And when those bubble stocks crash, we will crater with the rest of the market, I bet. Shit blows.
0 · Reply
akinyo
akinyo May. 13 at 9:47 AM
$UPST fake pop.
0 · Reply
Phunangler
Phunangler May. 13 at 8:48 AM
$UPST
0 · Reply
WolfofStockTits
WolfofStockTits May. 13 at 7:49 AM
$UPST Everything ripping and this is up mere 6 cents pre 😂🥲..
0 · Reply
Bears_be_gone
Bears_be_gone May. 13 at 6:43 AM
$UPST lol, the scam NVDA keeps going up based on bs news. New 52 week high based on china trip and trump's tweet. Retarded market. Nvda and the rest of the chip and ai stocks are in dot com bubble area, and we get nothing. And when those assholes crash, we burn with them.
0 · Reply
WallStreetBuyDip
WallStreetBuyDip May. 13 at 6:23 AM
January plays are now all revealed. $RBLX $LCID $UPST $TTD $MP are some of the trades I made in Jan. 0 loss in January. I think it's very clear why I'm very strict to only buy when H% is extremely low.
0 · Reply
edemilla
edemilla May. 13 at 12:23 AM
$UPST Persistent higher low over three year time period. Coiling. 40 percent short interest. Already 4 taps at resistance. Just zoom out and appreciate that beautiful chart.
1 · Reply
BB_88_
BB_88_ May. 13 at 12:17 AM
$UPST play both ways right now don’t know what direction going - wait for 30 or 26.4 🤷‍♂️
0 · Reply
Bears_be_gone
Bears_be_gone May. 12 at 8:42 PM
$UPST slow bleed to 52wk low? Bs , man
0 · Reply
Bears_be_gone
Bears_be_gone May. 12 at 7:30 PM
$UPST never-ending money pit. Give us a fkn break. 😤
0 · Reply
longshort168
longshort168 May. 12 at 7:03 PM
$UPST Added here
0 · Reply
Jimmy7s
Jimmy7s May. 12 at 6:47 PM
$UPST $AMD $MU Picked up another 500 of UPST today @ 28 things will eventually reverse
0 · Reply
DM73
DM73 May. 12 at 6:33 PM
$UPST not sure which one is worse this $TTD or $SRPT death by a thousand knives
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser May. 12 at 5:25 PM
$UPST RSI: 24.19, MACD: -0.2553 Vol: 2.20, MA20: 31.87, MA50: 28.89 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
biasedmedia
biasedmedia May. 12 at 5:12 PM
$UPST Only sectors rocketing in the last 12 months are AI infrastructure, chips, and memory, and unprofitable biotechs (some which barely even have revenue). Rotation needs to come soon, those sectors rationally can't keep going up.
1 · Reply
Bears_be_gone
Bears_be_gone May. 12 at 5:03 PM
$UPST drops with amd, but doesn't go up with amd. Pos
0 · Reply
biasedmedia
biasedmedia May. 12 at 4:09 PM
$UPST Sold short term puts again and happy to buy if they get exercised. Crazy how Fintech goes down with the one sector bloated market (i.e. AI) but doesn't go up with it, and the media still continues to harp on private credit risk despite all the banks plus Fintech earnings plus the Fed saying risk is overblown.
2 · Reply
Fergus20
Fergus20 May. 12 at 3:38 PM
$UPST red when up red when down. Red red red red red.
1 · Reply
Phunangler
Phunangler May. 12 at 3:31 PM
$UPST
0 · Reply
BB_88_
BB_88_ May. 12 at 3:30 PM
$UPST in 900 27.6
0 · Reply
blipidybleep
blipidybleep May. 12 at 3:28 PM
$UPST Down 75% over 5 years.
0 · Reply