Market Cap 1.07B
Revenue (ttm) 401.54M
Net Income (ttm) 80.31M
EPS (ttm) N/A
PE Ratio 10.23
Forward PE 9.84
Profit Margin 20.00%
Debt to Equity Ratio 0.11
Volume 372,100
Avg Vol 420,154
Day's Range N/A - N/A
Shares Out 51.43M
Stochastic %K 60%
Beta 0.71
Analysts Strong Sell
Price Target $23.20

Company Profile

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; constructi...

Industry: Banks - Regional
Sector: Financial Services
Phone: 630 892 0202
Fax: 630 566 3494
Address:
37 South River Street, Aurora, United States
StocktwitsEarnings
StocktwitsEarnings Apr. 22 at 8:15 PM
$OSBC Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.49 up 11.36% YoY • Reported revenue of $93.77M up 28.27% YoY
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Apr. 14 at 11:46 PM
$OSBC RSI: 84.50, MACD: 0.4392 Vol: 0.81, MA20: 20.31, MA50: 20.22 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 9 at 1:27 AM
$OSBC Share Price: $21.19 Contract Selected: Sep 18, 2026 $20 Calls Buy Zone: $1.57 – $1.94 Target Zone: $2.80 – $3.42 Potential Upside: 69% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
OkieDokieTrader
OkieDokieTrader Mar. 30 at 7:40 PM
$OSBC Say bye bye!!!
1 · Reply
OnlyFibs
OnlyFibs Mar. 14 at 9:26 PM
$OSBC 🏦 coiling at ATH — breakout watch converging trendlines = move coming break $19.95 → $20.50 → $21.57 ATH lose $19.00 trendline = reassess why the fundamentals support the bull: Q4 EPS $0.58 vs $0.53 — beat Q4 revenue $95.2M vs $82.5M — massive beat net margin 20% · ROE 12.79% $43.9M buyback · debt being reduced 67% institutional ownership Strong Buy · avg PT $21.63 vs $19.48 high PT $24.50 bear flag: EVP sold 35K shares Feb 18 Illinois community bank hiding in plain sight #OSBC #RegionalBanks #hovdid
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 1:45 AM
$OSBC RSI: 61.03, MACD: 0.1359 Vol: 0.46, MA20: 20.37, MA50: 20.27 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
FactorMomentum
FactorMomentum Feb. 20 at 1:57 PM
$OSBC Old Second Bancorp operates community banking franchises. Earnings depend on margin trends and credit quality. Conservative profile supports stability.
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 20 at 1:55 AM
$OSBC Share Price: $20.38 Contract Selected: Sep 18, 2026 $2.5 Calls Buy Zone: $13.77 – $17.01 Target Zone: $23.04 – $28.16 Potential Upside: 58% ROI Time to Expiration: 210 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 16 at 7:10 PM
$OSBC Current Stock Price: $20.57 Contracts to trade: $20.0 OSBC Feb 20 2026 Call Entry: $0.95 Exit: $1.29 ROI: 37% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
TradeChisel
TradeChisel Feb. 4 at 2:28 PM
$OSBC is a community bank holding company in the Midwest; it is navigating the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
Latest News on OSBC
Old Second Bancorp Earnings Call Transcript: Q1 2026

Apr 23, 2026, 10:00 AM EDT - 20 days ago

Old Second Bancorp Earnings Call Transcript: Q1 2026


Old Second Bancorp reports Q1 EPS 49c, consensus 51c

2026-04-22T20:45:18.000Z - 20 days ago

Old Second Bancorp reports Q1 EPS 49c, consensus 51c


Old Second Bancorp assumed with an Overweight at Stephens

2026-03-27T12:18:12.000Z - 6 weeks ago

Old Second Bancorp assumed with an Overweight at Stephens


Old Second Bancorp Earnings Call Transcript: Q4 2025

Jan 22, 2026, 10:00 AM EST - 3 months ago

Old Second Bancorp Earnings Call Transcript: Q4 2025


Old Second Bancorp reports Q4 adjusted EPS 58c, consensus 54c

2026-01-21T22:05:44.000Z - 3 months ago

Old Second Bancorp reports Q4 adjusted EPS 58c, consensus 54c


Old Second Bancorp Earnings Call Transcript: Q3 2025

Oct 23, 2025, 10:00 AM EDT - 7 months ago

Old Second Bancorp Earnings Call Transcript: Q3 2025


Old Second Bancorp reports Q3 adjusted EPS 52c, consensus 51c

2025-10-22T20:35:43.000Z - 7 months ago

Old Second Bancorp reports Q3 adjusted EPS 52c, consensus 51c


Old Second Bancorp Earnings Call Transcript: Q2 2025

Jul 24, 2025, 10:00 AM EDT - 10 months ago

Old Second Bancorp Earnings Call Transcript: Q2 2025


Old Second Bancorp completes merger with Bancorp Financial

2025-07-01T12:25:57.000Z - 11 months ago

Old Second Bancorp completes merger with Bancorp Financial


Old Second Completes Merger with Bancorp Financial

Jul 1, 2025, 8:15 AM EDT - 11 months ago

Old Second Completes Merger with Bancorp Financial


Old Second Bancorp Earnings Call Transcript: Q1 2025

Apr 24, 2025, 10:00 AM EDT - 1 year ago

Old Second Bancorp Earnings Call Transcript: Q1 2025


Old Second Bancorp Transcript: M&A Announcement

Feb 25, 2025, 11:00 AM EST - 1 year ago

Old Second Bancorp Transcript: M&A Announcement


Old Second Bancorp Earnings Call Transcript: Q4 2024

Jan 23, 2025, 10:00 AM EST - 1 year ago

Old Second Bancorp Earnings Call Transcript: Q4 2024


Old Second Bancorp Earnings Call Transcript: Q3 2024

Oct 17, 2024, 10:00 AM EDT - 1 year ago

Old Second Bancorp Earnings Call Transcript: Q3 2024


Old Second Bancorp Earnings Call Transcript: Q2 2024

Jul 18, 2024, 10:00 AM EDT - 1 year ago

Old Second Bancorp Earnings Call Transcript: Q2 2024


O2 Sponsor Finance Hires Sean Maher as Vice President

Jun 17, 2024, 11:00 AM EDT - 2 years ago

O2 Sponsor Finance Hires Sean Maher as Vice President


Old Second Bancorp Earnings Call Transcript: Q1 2024

Apr 18, 2024, 11:00 AM EDT - 2 years ago

Old Second Bancorp Earnings Call Transcript: Q1 2024


Rankins Joins Old Second National Bank

Mar 7, 2024, 11:00 AM EST - 2 years ago

Rankins Joins Old Second National Bank


Old Second Bancorp Earnings Call Transcript: Q4 2023

Jan 25, 2024, 11:00 AM EST - 2 years ago

Old Second Bancorp Earnings Call Transcript: Q4 2023


Old Second Bancorp Earnings Call Transcript: Q3 2023

Oct 19, 2023, 11:00 AM EDT - 2 years ago

Old Second Bancorp Earnings Call Transcript: Q3 2023


KBRA Releases Surveillance Report for Old Second Bancorp, Inc.

Aug 15, 2023, 9:44 AM EDT - 2 years ago

KBRA Releases Surveillance Report for Old Second Bancorp, Inc.


KBRA Affirms Ratings for Old Second Bancorp, Inc.

Jul 27, 2023, 1:19 PM EDT - 3 years ago

KBRA Affirms Ratings for Old Second Bancorp, Inc.


Old Second Bancorp Earnings Call Transcript: Q2 2023

Jul 20, 2023, 11:00 AM EDT - 3 years ago

Old Second Bancorp Earnings Call Transcript: Q2 2023


Old Second Bancorp Earnings Call Transcript: Q1 2023

Apr 20, 2023, 11:00 AM EDT - 3 years ago

Old Second Bancorp Earnings Call Transcript: Q1 2023


Old Second Bancorp Earnings Call Transcript: Q4 2022

Jan 26, 2023, 11:00 AM EST - 3 years ago

Old Second Bancorp Earnings Call Transcript: Q4 2022


Old Second Bancorp Earnings Call Transcript: Q3 2022

Oct 27, 2022, 11:00 AM EDT - 3 years ago

Old Second Bancorp Earnings Call Transcript: Q3 2022


Old Second Bancorp Earnings Call Transcript: Q2 2022

Jul 27, 2022, 8:57 PM EDT - 4 years ago

Old Second Bancorp Earnings Call Transcript: Q2 2022


Old Second Bancorp Earnings Call Transcript: Q1 2022

Apr 28, 2022, 12:05 PM EDT - 4 years ago

Old Second Bancorp Earnings Call Transcript: Q1 2022


Old Second Bancorp Earnings Call Transcript: Q4 2021

Jan 27, 2022, 4:41 PM EST - 4 years ago

Old Second Bancorp Earnings Call Transcript: Q4 2021


Old Second Completes Merger with West Suburban

Dec 1, 2021, 8:50 AM EST - 4 years ago

Old Second Completes Merger with West Suburban


Old Second Bancorp Earnings Call Transcript: Q3 2021

Oct 20, 2021, 8:00 PM EDT - 4 years ago

Old Second Bancorp Earnings Call Transcript: Q3 2021


Old Second Bancorp Announces the Appointment of New Director

Aug 25, 2021, 2:06 PM EDT - 5 years ago

Old Second Bancorp Announces the Appointment of New Director


Old Second Bancorp Earnings Call Transcript: Q2 2021

Jul 22, 2021, 11:00 AM EDT - 5 years ago

Old Second Bancorp Earnings Call Transcript: Q2 2021


Old Second Bancorp Transcript: AGM 2021

May 18, 2021, 10:00 AM EDT - 5 years ago

Old Second Bancorp Transcript: AGM 2021


Old Second Bancorp Earnings Call Transcript: Q1 2021

Apr 22, 2021, 11:00 AM EDT - 5 years ago

Old Second Bancorp Earnings Call Transcript: Q1 2021


StocktwitsEarnings
StocktwitsEarnings Apr. 22 at 8:15 PM
$OSBC Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.49 up 11.36% YoY • Reported revenue of $93.77M up 28.27% YoY
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Apr. 14 at 11:46 PM
$OSBC RSI: 84.50, MACD: 0.4392 Vol: 0.81, MA20: 20.31, MA50: 20.22 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 9 at 1:27 AM
$OSBC Share Price: $21.19 Contract Selected: Sep 18, 2026 $20 Calls Buy Zone: $1.57 – $1.94 Target Zone: $2.80 – $3.42 Potential Upside: 69% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
OkieDokieTrader
OkieDokieTrader Mar. 30 at 7:40 PM
$OSBC Say bye bye!!!
1 · Reply
OnlyFibs
OnlyFibs Mar. 14 at 9:26 PM
$OSBC 🏦 coiling at ATH — breakout watch converging trendlines = move coming break $19.95 → $20.50 → $21.57 ATH lose $19.00 trendline = reassess why the fundamentals support the bull: Q4 EPS $0.58 vs $0.53 — beat Q4 revenue $95.2M vs $82.5M — massive beat net margin 20% · ROE 12.79% $43.9M buyback · debt being reduced 67% institutional ownership Strong Buy · avg PT $21.63 vs $19.48 high PT $24.50 bear flag: EVP sold 35K shares Feb 18 Illinois community bank hiding in plain sight #OSBC #RegionalBanks #hovdid
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 1:45 AM
$OSBC RSI: 61.03, MACD: 0.1359 Vol: 0.46, MA20: 20.37, MA50: 20.27 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
FactorMomentum
FactorMomentum Feb. 20 at 1:57 PM
$OSBC Old Second Bancorp operates community banking franchises. Earnings depend on margin trends and credit quality. Conservative profile supports stability.
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 20 at 1:55 AM
$OSBC Share Price: $20.38 Contract Selected: Sep 18, 2026 $2.5 Calls Buy Zone: $13.77 – $17.01 Target Zone: $23.04 – $28.16 Potential Upside: 58% ROI Time to Expiration: 210 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 16 at 7:10 PM
$OSBC Current Stock Price: $20.57 Contracts to trade: $20.0 OSBC Feb 20 2026 Call Entry: $0.95 Exit: $1.29 ROI: 37% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
TradeChisel
TradeChisel Feb. 4 at 2:28 PM
$OSBC is a community bank holding company in the Midwest; it is navigating the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 10:25 PM
$OSBC Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.55 up 30.95% YoY • Reported revenue of $95.2M up 30.06% YoY
0 · Reply
BillionerOfKing
BillionerOfKing Jan. 15 at 8:53 PM
$OSBC Current Stock Price: $20.98 Contracts to trade: $20 OSBC Jan 16 2026 Call Entry: $0.85 Exit: $1.28 ROI: 50% Hold ~21 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
HylomorphismH
HylomorphismH Dec. 27 at 5:27 AM
$OSBC Markets appear to be rewarding companies that show durable execution rather than rapid narrative shifts. Operational cadence needs to tighten meaningfully. If milestones become dependable, sentiment could re‑rate quickly. As performance stabilizes, the path forward can strengthen.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 3 at 10:54 AM
0 · Reply
SuperGreenToday
SuperGreenToday Nov. 11 at 1:32 PM
$OSBC Share Price: $18.43 Contract Selected: Mar 20, 2026 $17.5 Calls Buy Zone: $1.42 – $1.75 Target Zone: $2.37 – $2.90 Potential Upside: 58% ROI Time to Expiration: 128 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
d_risk
d_risk Nov. 7 at 12:13 AM
$OSBC - Old Second Bancorp Inc. Common Stock - 10Q - Updated Risk Factors OSBC flags a new risk: its powersports loan portfolio is seeing higher defaults and charge-offs, with rapidly depreciating collateral and potential for increased credit losses, concentration risk, and regulatory scrutiny. #FinancialServices #RegulatoryRisk #CollateralDepreciation #LoanDefaults #CreditRisk 🟢 Added 🟠 Removed https://d-risk.ai/OSBC/10-Q/2025-11-06
0 · Reply
OnlyFibs
OnlyFibs Oct. 26 at 6:41 PM
$OSBC - Old Second Bancorp - 1K - Bullish - Only two other weeks have seen MORE BUY volume - Do we continue? confirmation is breaking last weeks high - Stay Tuned #hovdid
0 · Reply
JarvisFlow
JarvisFlow Oct. 24 at 3:49 PM
Keefe, Bruyette & Woods has adjusted their stance on Old Second Bancorp ( $OSBC ), setting the rating to Outperform with a target price of 22 → 23.
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 15 at 11:41 AM
$OSBC Current Stock Price: $17.98 Contracts to trade: $17.5 OSBC Oct 17 2025 Call Entry: $0.09 Exit: $0.11 ROI: 28% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 9 at 1:55 PM
$OSBC Current Stock Price: $17.14 Contracts to trade: $17.5 OSBC Oct 17 2025 Call Entry: $0.09 Exit: $0.12 ROI: 38% Hold ~25 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SushiSwapSage
SushiSwapSage Oct. 5 at 4:00 PM
$OSBC Community bank focus. Testing resistance at tangible book value. Volume pattern suggests accumulation.
0 · Reply
JarvisFlow
JarvisFlow Jul. 25 at 7:06 PM
DA Davidson updates rating for Old Second Bancorp ( $OSBC ) to Neutral, target set at 17 → 19.
0 · Reply