Market Cap 2.00B
Revenue (ttm) 1.04B
Net Income (ttm) 105.87M
EPS (ttm) N/A
PE Ratio 15.24
Forward PE 14.09
Profit Margin 10.20%
Debt to Equity Ratio 0.00
Volume 186,900
Avg Vol 267,450
Day's Range N/A - N/A
Shares Out 46.26M
Stochastic %K 43%
Beta 1.87
Analysts Sell
Price Target $46.50

Company Profile

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and c...

Industry: Banks - Regional
Sector: Financial Services
Phone: 910 790 5867
Address:
1741 Tiburon Drive, Wilmington, United States
EarningsInsider
EarningsInsider Jul. 23 at 2:16 PM
https://www.marketbeat.com/earnings/reports/2026-7-22-live-oak-bancshares-inc-stock-1/ $LOB Live Oak Bancshares Earnings Transcript
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 22 at 8:57 PM
$LOB Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $0.75 up 47.06% YoY • Reported revenue of $156.15M up 8.62% YoY
0 · Reply
AXLFI_HQ
AXLFI_HQ Apr. 23 at 10:43 PM
$LOB Regional banks and financial services firms report strong Q1 2026 earnings with accelerating capital returns through dividends and buybacks, signaling management confidence in sustained earnings strength. Learn more: https://axlfi.com/themes/191
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 23 at 12:46 AM
$LOB Share Price: $36.25 Contract Selected: Sep 18, 2026 $40 Calls Buy Zone: $4.28 – $5.28 Target Zone: $6.92 – $8.46 Potential Upside: 53% ROI Time to Expiration: 148 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Apr. 22 at 8:49 PM
$LOB Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.61 up 190.48% YoY • Reported revenue of $145.47M up 15.35% YoY
0 · Reply
ProtocolRevenue
ProtocolRevenue Feb. 4 at 1:35 PM
$LOB is a community bank in California; it benefits from a strong local economy but faces significant competition and sensitivity to changes in the interest rate environment.
2 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 10:25 PM
$LOB Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.96 up 336.36% YoY • Reported revenue of $161.86M up 26.38% YoY
0 · Reply
CatCapital_ai
CatCapital_ai Jan. 21 at 9:20 PM
$LOB Earnings - Q4/2025 Revenue: $172.91M ✅ vs. $152.07M est. EPS: $0.95 ✅ vs. $0.63 est. Live Oak Bancshares posts solid fourth-quarter 2025 performance, highlighting record loan growth across small business and commercial lending and strong momentum in building low-cost deposits. The company says 2025 reflects its mission to be America’s small business bank and positions it for continued progress in 2026 and beyond.
0 · Reply
DoughCook
DoughCook Jan. 11 at 9:08 PM
$LOB — A deep cup, a quick shake, then liftoff. Handle clears and price pushes into open air.
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 29 at 12:46 PM
$LOB Current Stock Price: $35.24 Contracts to trade: $35 LOB Jan 16 2026 Call Entry: $1.43 Exit: $2.46 ROI: 72% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Latest News on LOB
Live Oak Bancshares Earnings Call Transcript: Q2 2026

Jul 23, 2026, 9:00 AM EDT - 26 days ago

Live Oak Bancshares Earnings Call Transcript: Q2 2026


Live Oak Bancshares Earnings release: Q2 2026

Jul 23, 2026, 9:00 AM EDT - 26 days ago

Live Oak Bancshares Earnings release: Q2 2026


Live Oak Bancshares Slides: Q2 2026

Jul 23, 2026, 9:00 AM EDT - 26 days ago

Live Oak Bancshares Slides: Q2 2026


Live Oak Bancshares Quarterly report: Q2 2026

Jul 23, 2026, 9:00 AM EDT - 26 days ago

Live Oak Bancshares Quarterly report: Q2 2026


Live Oak Bancshares reports Q2 EPS 74c, consensus 68c

2026-07-22T20:35:24.000Z - 27 days ago

Live Oak Bancshares reports Q2 EPS 74c, consensus 68c


Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results

Jul 22, 2026, 4:15 PM EDT - 27 days ago

Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results


Live Oak Bancshares Earnings Call Transcript: Q1 2026

Apr 23, 2026, 9:00 AM EDT - 4 months ago

Live Oak Bancshares Earnings Call Transcript: Q1 2026


Live Oak Bancshares Earnings release: Q1 2026

Apr 23, 2026, 9:00 AM EDT - 4 months ago

Live Oak Bancshares Earnings release: Q1 2026


Live Oak Bancshares Slides: Q1 2026

Apr 23, 2026, 9:00 AM EDT - 4 months ago

Live Oak Bancshares Slides: Q1 2026


Live Oak Bancshares Quarterly report: Q1 2026

Apr 23, 2026, 9:00 AM EDT - 4 months ago

Live Oak Bancshares Quarterly report: Q1 2026


Live Oak Bancshares reports Q1 EPS 60c, consensus 58c

2026-04-22T20:36:13.000Z - 4 months ago

Live Oak Bancshares reports Q1 EPS 60c, consensus 58c


Live Oak Bancshares, Inc. Reports First Quarter 2026 Results

Apr 22, 2026, 4:15 PM EDT - 4 months ago

Live Oak Bancshares, Inc. Reports First Quarter 2026 Results


Live Oak Bancshares Proxy statement: Proxy filing

Apr 2, 2026, 8:00 AM EDT - 4 months ago

Live Oak Bancshares Proxy statement: Proxy filing


Live Oak Bancshares Proxy statement: Proxy filing

Apr 2, 2026, 8:00 AM EDT - 4 months ago

Live Oak Bancshares Proxy statement: Proxy filing


Live Oak Bancshares files automatic mixed securities shelf

2026-03-06T21:10:25.000Z - 5 months ago

Live Oak Bancshares files automatic mixed securities shelf


Live Oak Bancshares management to meet with Cantor Fitzgerald

2026-03-02T20:20:50.000Z - 6 months ago

Live Oak Bancshares management to meet with Cantor Fitzgerald


Live Oak Bancshares Earnings Call Transcript: Q4 2025

Jan 22, 2026, 9:00 AM EST - 7 months ago

Live Oak Bancshares Earnings Call Transcript: Q4 2025


Live Oak Bancshares Annual report: Q4 2025

Jan 22, 2026, 9:00 AM EST - 7 months ago

Live Oak Bancshares Annual report: Q4 2025


Live Oak Bancshares Earnings release: Q4 2025

Jan 22, 2026, 9:00 AM EST - 7 months ago

Live Oak Bancshares Earnings release: Q4 2025


Live Oak Bancshares Slides: Q4 2025

Jan 22, 2026, 9:00 AM EST - 7 months ago

Live Oak Bancshares Slides: Q4 2025


Live Oak Bancshares reports Q4 EPS 95c, consensus 56c

2026-01-21T21:40:25.000Z - 7 months ago

Live Oak Bancshares reports Q4 EPS 95c, consensus 56c


Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results

Jan 21, 2026, 4:15 PM EST - 7 months ago

Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results


Live Oak Bancshares names Ewa Stasiowska chief risk officer

2025-12-01T21:05:22.000Z - 9 months ago

Live Oak Bancshares names Ewa Stasiowska chief risk officer


Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer

Dec 1, 2025, 4:01 PM EST - 9 months ago

Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer


Live Oak Bancshares Earnings Call Transcript: Q3 2025

Oct 23, 2025, 9:00 AM EDT - 10 months ago

Live Oak Bancshares Earnings Call Transcript: Q3 2025


Live Oak Bancshares Quarterly report: Q3 2025

Oct 23, 2025, 9:00 AM EDT - 10 months ago

Live Oak Bancshares Quarterly report: Q3 2025


Live Oak Bancshares Earnings release: Q3 2025

Oct 23, 2025, 9:00 AM EDT - 10 months ago

Live Oak Bancshares Earnings release: Q3 2025


Live Oak Bancshares Slides: Q3 2025

Oct 23, 2025, 9:00 AM EDT - 10 months ago

Live Oak Bancshares Slides: Q3 2025


Live Oak Bancshares reports Q3 EPS 55c, consensus 60c

2025-10-22T20:40:16.000Z - 10 months ago

Live Oak Bancshares reports Q3 EPS 55c, consensus 60c


Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results

Oct 22, 2025, 4:30 PM EDT - 10 months ago

Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results


Live Oak Bank Leads Nation in SBA 7(a) Lending Activity

Oct 6, 2025, 4:30 PM EDT - 11 months ago

Live Oak Bank Leads Nation in SBA 7(a) Lending Activity


Live Oak Bancshares initiated with a Buy at TD Cowen

2025-09-24T20:25:23.000Z - 11 months ago

Live Oak Bancshares initiated with a Buy at TD Cowen


EarningsInsider
EarningsInsider Jul. 23 at 2:16 PM
https://www.marketbeat.com/earnings/reports/2026-7-22-live-oak-bancshares-inc-stock-1/ $LOB Live Oak Bancshares Earnings Transcript
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 22 at 8:57 PM
$LOB Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $0.75 up 47.06% YoY • Reported revenue of $156.15M up 8.62% YoY
0 · Reply
AXLFI_HQ
AXLFI_HQ Apr. 23 at 10:43 PM
$LOB Regional banks and financial services firms report strong Q1 2026 earnings with accelerating capital returns through dividends and buybacks, signaling management confidence in sustained earnings strength. Learn more: https://axlfi.com/themes/191
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 23 at 12:46 AM
$LOB Share Price: $36.25 Contract Selected: Sep 18, 2026 $40 Calls Buy Zone: $4.28 – $5.28 Target Zone: $6.92 – $8.46 Potential Upside: 53% ROI Time to Expiration: 148 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Apr. 22 at 8:49 PM
$LOB Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.61 up 190.48% YoY • Reported revenue of $145.47M up 15.35% YoY
0 · Reply
ProtocolRevenue
ProtocolRevenue Feb. 4 at 1:35 PM
$LOB is a community bank in California; it benefits from a strong local economy but faces significant competition and sensitivity to changes in the interest rate environment.
2 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 10:25 PM
$LOB Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.96 up 336.36% YoY • Reported revenue of $161.86M up 26.38% YoY
0 · Reply
CatCapital_ai
CatCapital_ai Jan. 21 at 9:20 PM
$LOB Earnings - Q4/2025 Revenue: $172.91M ✅ vs. $152.07M est. EPS: $0.95 ✅ vs. $0.63 est. Live Oak Bancshares posts solid fourth-quarter 2025 performance, highlighting record loan growth across small business and commercial lending and strong momentum in building low-cost deposits. The company says 2025 reflects its mission to be America’s small business bank and positions it for continued progress in 2026 and beyond.
0 · Reply
DoughCook
DoughCook Jan. 11 at 9:08 PM
$LOB — A deep cup, a quick shake, then liftoff. Handle clears and price pushes into open air.
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 29 at 12:46 PM
$LOB Current Stock Price: $35.24 Contracts to trade: $35 LOB Jan 16 2026 Call Entry: $1.43 Exit: $2.46 ROI: 72% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Investor6
Investor6 Nov. 18 at 11:34 AM
Not heavily indebted small caps by Price/Free Cash Flow order: CISS (Greece), $WIMI $WNW (China) GTEC (USA), $LOB (USA), $TK (Vermuda), $GMM (China). (FinViz data)
0 · Reply
SuperGreenToday
SuperGreenToday Nov. 11 at 10:10 PM
$LOB Share Price: $31.95 Contract Selected: Jun 18, 2026 $35 Calls Buy Zone: $0.26 – $0.32 Target Zone: $0.47 – $0.57 Potential Upside: 74% ROI Time to Expiration: 218 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Nov. 7 at 1:52 PM
$LOB Current Stock Price: $31.60 Contracts to trade: $30 LOB Nov 21 2025 Call Entry: $5.94 Exit: $7.60 ROI: 28% Hold ~25 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
JarvisFlow
JarvisFlow Oct. 24 at 2:41 PM
Piper Sandler has updated their rating for Live Oak Bancshares ( $LOB ) to Neutral with a price target of 35.
0 · Reply
FlashClimb
FlashClimb Oct. 5 at 10:22 AM
$LOB Technology services consistency. Steady uptrend intact. Low volatility institutional holding. Relative strength.
0 · Reply
Superman6009
Superman6009 Sep. 25 at 12:32 AM
$LOB bottom in? I suspect a rise back up.
0 · Reply
NVDAMillionaire
NVDAMillionaire Sep. 10 at 1:50 PM
$LOB Great piece that accurately captures LOB's current position. So if you want to refresh your understanding of LOB or learn about LOB for the first time, this is essential reading. https://beyondspx.com/quote/LOB/analysis/live-oak-bancshares-riding-the-growth-wave-with-a-fintech-edge-nyse-lob
0 · Reply
JarvisFlow
JarvisFlow Sep. 10 at 1:26 PM
Cantor Fitzgerald has adjusted their stance on Live Oak Bancshares ( $LOB ), setting the rating to Neutral with a target price of 42.
0 · Reply