Jun. 27 at 2:55 AM
I always have a sense that we could very well have a lost decade and short term t bills would be popular over stocks.. if your young and have time DCA is your friend.. but if your older or can’t afford to take on risk you would be better off in HYSA, short term T bills or money market funds.
$SPY $BIL $SGOV $BND
I can’t exactly time the next lost decade but I do know it will occur within the next 10-30 years… maybe sooner. But it’s inevitable and markets move in decade cycles.. one decade favors risk assets stocks etc and the next favors cash, t bills and money market funds.