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Market Cap 5.62B P/E - EPS this Y -35.70% Ern Qtrly Grth -
Income -240.13M Forward P/E 104.60 EPS next Y 121.10% 50D Avg Chg 67.00%
Sales 548.46M PEG -1.00 EPS past 5Y - 200D Avg Chg 193.00%
Dividend N/A Price/Book 8.95 EPS next 5Y 30.00% 52W High Chg -6.00%
Recommedations 3.80 Quick Ratio 4.00 Shares Outstanding 87.81M 52W Low Chg 470.00%
Insider Own 13.11% ROA -7.01% Shares Float 75.02M Beta 1.94
Inst Own 49.62% ROE -36.73% Shares Shorted/Prior 26.02M/27.13M Price 67.99
Gross Margin 72.57% Profit Margin -43.78% Avg. Volume 11,634,024 Target Price 19.82
Oper. Margin -33.41% Earnings Date May 7 Volume 11,085,275 Change -5.69%
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

UPST Chatroom

User Image Yoshi01041 Posted - 11 hours ago

$UPST if cloud based and Ai technology is the future, then this has massive potential in the years to come

User Image TheProphetOfProfit Posted - 1 day ago

$UPST is almost ready for a bounce. Falling wedge trend is getting very tight on the daily chart. Great setup here.

User Image wahoowa96 Posted - 1 day ago

$UPST Getting Trump re-elected means removal of Powell from Fed chairman position immediately. I don't understand why the Fed can't see the Rental price rising and not going down is side effects of the Fed's high borrowing cost for morutgage. Even at 4.5 % it can do the same job as 5.25% but gives homebuyers leave the rental market lowering rental demand/price. Commitment to mortgage will actually lower unnecessary spending for some time. https://www.cnbc.com/2024/04/26/trump-advisors-are-considering-plans-to-dramatically-revamp-the-fed-wsj-report-says.html

User Image RealTEAMTrading Posted - 1 day ago

$UPST Day 2 of the swing, 50%+ gains! You know how we do! 🔥

User Image danyka Posted - 1 day ago

$UPST scam dirty cheap

User Image Lunchmeatlarry Posted - 1 day ago

$GME $DJT $UPST $AMC $MMAT demand about to rise like crazy this summer.

User Image cubie Posted - 1 day ago

$RH u know it's good day for bulls when even rh, $pypl $gme ,$amd $upst are green🤭😅

User Image Sn000py Posted - 1 day ago

$UPST what am I missing here

User Image Searchin4Value Posted - 1 day ago

$UPST wtf with all that volume out of no where?

User Image Lunchmeatlarry Posted - 1 day ago

$GME $AMC $DJT $UPST $RUM 🧨👀

User Image Darockra3 Posted - 1 day ago

$UPST breakout wants $25 before earnings

User Image CyanBerry Posted - 1 day ago

$PGY FED cuts in July! Pagaya to $50 in July! $UPST $SOFI $CVNA https://www.investing.com/news/stock-market-news/citi-says-fed-likely-to-cut-in-july-after-strong-pce-report-3401158

User Image Techdamentals Posted - 1 day ago

$UPST $AI time to rise. Market going higher. Shclong it!

User Image martybecker123 Posted - 1 day ago

$UPST Above massive (since last August) downtrend line right now. Just needs to break out with volume. I'm already in.

User Image tttman Posted - 1 day ago

$UPST much slower movement than i had hoped for not expecting this to get over 23.5 as much as i did earlier🥲

User Image RunItUp1000 Posted - 1 day ago

$UPST buy this one up

User Image Wax_Bean_futures Posted - 1 day ago

$UPST I don't think any rate cuts this year 😫 https://www.cnbc.com/2024/04/26/pce-inflation-march-2024-key-fed-inflation-measure-rose-2point8percent.html

User Image RealTEAMTrading Posted - 1 day ago

> **MY TOP WATCHES FOR TODAY!** > **Large / Medium Caps / Indexes** > $SPY > $COIN > $UPST > $TSLA > $META

User Image Academia Posted - 1 day ago

$UPST $QQQ "What do they do?" 🙉: I'm sorry? 🔊 WHAT DOES UPSTART DO?

User Image Lunchmeatlarry Posted - 1 day ago

$GME $AMC $DJT $RUM $UPST 👀

User Image jdsu Posted - 2 days ago

@EthanSC $UPST is the equivalent ticker

User Image wahoowa96 Posted - 2 days ago

$UPST Credit eating Yellen and Spending-friendly democrats' future are now in danger https://www.politico.com/news/2024/04/25/unexpected-slowdown-in-economic-growth-stokes-uncertainty-for-biden-00154310

User Image Pegahy Posted - 2 days ago

$UPST well… Q1 U.S. gross domestic product increased at an annual rate of 1.6%, according to the U.S. Department of Commerce's advance estimate, falling short of the +2.3 % consensus and slowing from the robust +3.4% in Q4 2023. That's its slowest pace in two years. Tomorrow’s PCE will tell whether we are in stagflation or really a slowing economy. If stagflation then not much hope for rate cuts this year, otherwise at least 2 cuts. UPST is tied to interest rate cycle, and will rise 6 months in advance of that cycle. I have a feeling sadly that with UMI index at 1.68 or higher, the guidance for Q2 will be at best the same as Q1 (if not worse), and if so that would really crush the stock even further from current ridiculously low levels. I hope, I sincerely hope I am wrong. UPST is the coiled spring that is compressed beyond pale, but ready to explode when the rate cut cycle begins.

User Image RealTEAMTrading Posted - 2 days ago

$UPST Day 1 of the swing, 35%+ gains. Let’s go! Nailed it AGAIN! 🔥🔥

User Image WallStreetBuyDip Posted - 2 days ago

I compiled my past 4 trades to show how I make my trades. Every time I set a buy, it's only when H% is low. Track record so far for $UPST I ONLY set a buy when H% is low for UPST and many other tickers. UPST is just one of many I've traded in the past. It was the perfect level or extremely near for a reversal trade. Will again buy when H% is low Got timestamps for the skeptics. The result speaks for itself Look at the 1) time I alerted 2) buy zone $ 3) Heaviness % by Algos

User Image cubie Posted - 2 days ago

@simon58 @jargv @mj_ryder @jenbunn @randydeansr @keywestave01 @kindness123 @TraderRapp @tonyctl @lukenight $tdoc $upst $roku $pypl $sq were pandemic bubble stocks, thats all😅

User Image Gelgamesh Posted - 2 days ago

$UPST $6 is the pt

User Image wahoowa96 Posted - 2 days ago

$UPST 2024 Q1 GDP = 1.8. Don’t ever think about getting re-elected with recession and inflation under your belt! https://stocks.apple.com/AZgNhEw1kTI6THGhN09PtGQ

User Image TriggeringEvent Posted - 2 days ago

$UPST 🚨

User Image G101SPM Posted - 2 days ago

#OPTIONACTION Sentiment: The CBOE Put/Call ratio is currently: 0.94, $VIX: (17.17, +1.20, +7.5% $UPST Apr 23 calls are seeing interest with the underlying stock down 5% with 1760 contracts trading vs. open int of 620, pushing implied vol up around 25 points to ~95%. Co is confirmed to report earnings May 7 after the close. $DPST Direxion Daily Regional Banks Bull 3X Shares Apr 62 puts are seeing interest with the underlying stock down 7% with 1510 contracts trading vs. open int of 20, pushing implied vol up around 40 points to ~134%.

Analyst Ratings
JMP Securities Market Perform Apr 17, 24
Piper Sandler Neutral Mar 19, 24
JP Morgan Underweight Feb 14, 24
Piper Sandler Neutral Feb 14, 24
Mizuho Underperform Jan 18, 24
JP Morgan Underweight Nov 8, 23
Wedbush Underperform Nov 8, 23
Piper Sandler Neutral Nov 8, 23
Needham Hold Sep 25, 23
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 22 Sell 33.71 1,000 33,710 357,090 01/24/24
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 08 Sell 34.14 1,000 34,140 359,090 01/10/24
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Sell 40.03 10,000 400,300 848,063 12/15/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Option 0.43 10,000 4,300 858,063 12/15/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 11 Sell 37.76 1,000 37,760 363,090 12/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Sell 36.09 4,206 151,795 175,527 12/08/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Option 13.22 4,206 55,603 179,733 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Sell 35.04 10,000 350,400 848,063 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Option 0.43 10,000 4,300 858,063 12/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 04 Sell 31.51 1,000 31,510 364,090 12/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Sell 28.13 40,000 1,125,200 848,063 12/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Option 0.43 40,000 17,200 888,063 12/05/23
Darling Scott Chief Legal Officer Chief Legal Officer Nov 27 Sell 25.16 1,000 25,160 175,527 11/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 27 Sell 23.80 1,000 23,800 365,090 11/29/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Nov 24 Sell 23.2541 2,444 56,833 30,833 11/28/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 06 Sell 31 1,000 31,000 389,764 11/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 30 Sell 23.73 1,000 23,730 390,764 11/01/23
Darling Scott Chief Legal Officer Chief Legal Officer Oct 24 Sell 25.3654 520 13,190 183,068 10/26/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 23 Sell 23.97 1,000 23,970 391,764 10/25/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Sell 30.05 5,000 150,250 867,576 10/12/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Option 0.43 5,000 2,150 872,576 10/12/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 09 Sell 26.73 1,000 26,730 393,764 10/11/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 11 Sell 31.09 1,000 31,090 397,764 09/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Sell 35.08 200 7,016 184,588 09/07/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Option 13.22 200 2,644 184,788 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Sell 35.02 5,000 175,100 867,576 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Option 0.43 5,000 2,150 872,576 09/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 05 Sell 32.53 1,000 32,530 398,764 09/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Sell 32.33 20,000 646,600 867,576 09/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Option 0.43 20,000 8,600 887,576 09/05/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Sell 32.16 5,604 180,225 34,714 08/31/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Option 0.43 3,000 1,290 40,318 08/31/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 28 Sell 30.19 1,670 50,417 184,588 08/30/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 22 Sell 32.94 2,153 70,920 37,318 08/24/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 22 Sell 32.88 4,211 138,458 186,258 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Aug 22 Sell 32.88 20,013 658,027 399,764 08/24/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Aug 22 Sell 32.91 3,620 119,134 76,293 08/24/23
Gu Paul Chief Technology Off.. Chief Technology Offier Aug 22 Sell 32.86 18,003 591,579 867,576 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Sell 13.84 3,200 44,288 463,268 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Option 1.35 3,200 4,320 466,468 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 20 Option 1.35 15,000 20,250 463,268 04/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Sell 15.18 3,200 48,576 448,268 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Option 1.35 3,200 4,320 451,468 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Sell 13.24 3,200 42,368 448,268 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Option 1.35 3,200 4,320 451,468 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Sell 15.16 3,200 48,512 448,268 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Option 1.35 3,200 4,320 451,468 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Sell 19.17 3,200 61,344 280,670 03/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Option 1.35 3,200 4,320 283,870 03/07/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Feb 21 Sell 18.1414 4,048 73,436 83,066 02/23/23